HomeCompareSMI vs VYM

SMI vs VYM: Dividend Comparison 2026

SMI yields 0.75% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.1K in total portfolio value
10 years
SMI
SMI
● Live price
0.75%
Share price
$44.25
Annual div
$0.33
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$78.63
Full SMI calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — SMI vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMIVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SMI + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMI pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMI
Annual income on $10K today (after 15% tax)
$63.66/yr
After 10yr DRIP, annual income (after tax)
$66.84/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $169.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMI + VYM for your $10,000?

SMI: 50%VYM: 50%
100% VYM50/50100% SMI
Portfolio after 10yr
$24.3K
Annual income
$178.58/yr
Blended yield
0.74%
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Analyst Conviction Gap

Where Wall Street is split right now

SMI
Analyst Ratings
1
Hold
Consensus: Hold
VYM
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMI buys
0
VYM buys
0
No recent congressional trades found for SMI or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMIVYM
Forward yield0.75%2.41%
Annual dividend / share$0.33$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.7K$27.8K
Annual income after 10y$78.63$278.55
Total dividends collected$769.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMI vs VYM ($10,000, DRIP)

YearSMI PortfolioSMI Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,775$74.89$11,151$241.44$376.00VYM
2$11,605$75.42$12,413$246.79$808.00VYM
3$12,493$75.91$13,794$251.79$1.3KVYM
4$13,444$76.37$15,306$256.47$1.9KVYM
5$14,462$76.81$16,960$260.84$2.5KVYM
6$15,551$77.22$18,768$264.92$3.2KVYM
7$16,717$77.61$20,745$268.71$4.0KVYM
8$17,965$77.97$22,905$272.24$4.9KVYM
9$19,301$78.31$25,265$275.51$6.0KVYM
10$20,731$78.63$27,842$278.55$7.1KVYM

SMI vs VYM: Complete Analysis 2026

SMIStock

The fund normally invests at least 80% of its total assets in investments the income from which is exempt from U.S. federal income tax. The fund is an actively managed exchange-traded fund (“ETF”) that seeks to achieve its investment objective by investing, under normal circumstances, in investment grade municipal debt securities that fund issuers with operations or projects helping to promote progress towards sustainable development, in alignment with the goals and metrics defined by the United Nations Sustainable Development Goals (“SDGs”) 9, 11 and 12. The fund is non-diversified.

Full SMI Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.