Is SMLKF or XYLD a better dividend investment in 2026?

SMLKF currently yields 205.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SMLKF offers higher current income.

What is the dividend yield difference between SMLKF and XYLD?

SMLKF has a forward dividend yield of 205.97% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 194.99 percentage points.

Home › Compare › SMLKF vs XYLD

SMLKF vs XYLD: Dividend Comparison 2026

SMLKF yields 205.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMLKF wins by $141.65M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMLKF

● Live price

205.97%

Share price

$0.97

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$141.68M

Annual income

$72,468,534.18

Full SMLKF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SMLKF vs XYLD

📍 SMLKF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMLKF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SMLKF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMLKF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMLKF

Annual income on $10K today (after 15% tax)

$17,507.72/yr

After 10yr DRIP, annual income (after tax)

$61,598,254.05/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SMLKF beats the other by $61,595,517.89/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMLKF + XYLD for your $10,000?

SMLKF: 50%XYLD: 50%

100% XYLD50/50100% SMLKF

Portfolio after 10yr

$70.85M

Annual income

$36,235,876.60/yr

Blended yield

51.14%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMLKF buys

XYLD buys

No recent congressional trades found for SMLKF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMLKFXYLD

Forward yield	205.97% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$141.68M ✓	$25.3K
Annual income after 10y	$72,468,534.18 ✓	$3,219.02
Total dividends collected	$133.73M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMLKF vs XYLD ($10,000, DRIP)

Year	SMLKF Portfolio	SMLKF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$31,297	$20,597.32	$10,818	$1,098.39	+$20.5K → SMLKF
2	$93,735	$60,246.83	$11,738	$1,222.51	+$82.0K → SMLKF
3	$268,930	$168,633.87	$12,774	$1,364.64	+$256.2K → SMLKF
4	$739,923	$452,167.28	$13,944	$1,527.86	+$726.0K → SMLKF
5	$1,954,402	$1,162,684.81	$15,270	$1,715.87	+$1.94M → SMLKF
6	$4,961,368	$2,870,157.92	$16,775	$1,933.09	+$4.94M → SMLKF
7	$12,118,075	$6,809,411.09	$18,490	$2,184.87	+$12.10M → SMLKF
8	$28,510,167	$15,543,827.16	$20,450	$2,477.63	+$28.49M → SMLKF
9	$64,683,381	$34,177,501.56	$22,697	$2,819.19	+$64.66M → SMLKF
10	$141,679,752	$72,468,534.18	$25,280	$3,219.02	+$141.65M → SMLKF

SMLKF vs XYLD: Complete Analysis 2026

SMLKF — Stock

Synlait Milk Limited, together with its subsidiaries, manufactures and sells dairy products in China, rest of Asia, the Middle East, Africa, New Zealand, Australia, and internationally. The company is also involved in the processing, packaging, and marketing of dairy products, including cheese, butter, and milk powder. It offers liquid milk; milk powder related products; nutritional products, such as infant and adult nutritional powders; ingredients comprising skim milk powders and anhydrous milk fat; and specialized nutritional ingredients, such as lactoferrin. The company was incorporated in 2005 and is headquartered in Rakaia, New Zealand.

Full SMLKF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SMLKF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SMLKF vs SCHD SMLKF vs JEPI SMLKF vs O SMLKF vs KO SMLKF vs MAIN SMLKF vs QYLD SMLKF vs JEPQ SMLKF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.