Is SMMCF or RYLD a better dividend investment in 2026?

SMMCF currently yields 24.05% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SMMCF offers higher current income.

What is the dividend yield difference between SMMCF and RYLD?

SMMCF has a forward dividend yield of 24.05% ($4.15/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 11.91 percentage points.

Home › Compare › SMMCF vs RYLD

SMMCF vs RYLD: Dividend Comparison 2026

SMMCF yields 24.05% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMMCF wins by $48.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMMCF

● Live price

24.05%

Share price

$17.27

Annual div

$4.15

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$93.3K

Annual income

$10,170.36

Full SMMCF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SMMCF vs RYLD

📍 SMMCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMMCF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMMCF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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SMMCF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMCF

Annual income on $10K today (after 15% tax)

$2,044.59/yr

After 10yr DRIP, annual income (after tax)

$8,644.81/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SMMCF beats the other by $6,445.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMMCF + RYLD for your $10,000?

SMMCF: 50%RYLD: 50%

100% RYLD50/50100% SMMCF

Portfolio after 10yr

$68.9K

Annual income

$6,378.85/yr

Blended yield

9.25%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMCF buys

RYLD buys

No recent congressional trades found for SMMCF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMMCFRYLD

Forward yield	24.05% ✓	12.14%
Annual dividend / share	$4.15 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$93.3K ✓	$44.5K
Annual income after 10y	$10,170.36 ✓	$2,587.35
Total dividends collected	$58.1K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SMMCF vs RYLD ($10,000, DRIP)

Year	SMMCF Portfolio	SMMCF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,105	$2,405.40	$11,914	$1,213.65	+$1.2K → SMMCF
2	$16,969	$2,946.15	$14,099	$1,351.30	+$2.9K → SMMCF
3	$21,722	$3,565.12	$16,580	$1,494.55	+$5.1K → SMMCF
4	$27,508	$4,265.15	$19,384	$1,642.61	+$8.1K → SMMCF
5	$34,481	$5,047.83	$22,535	$1,794.70	+$11.9K → SMMCF
6	$42,808	$5,913.54	$26,063	$1,950.00	+$16.7K → SMMCF
7	$52,666	$6,861.38	$29,995	$2,107.69	+$22.7K → SMMCF
8	$64,242	$7,889.19	$34,361	$2,266.99	+$29.9K → SMMCF
9	$77,732	$8,993.65	$39,194	$2,427.12	+$38.5K → SMMCF
10	$93,344	$10,170.36	$44,525	$2,587.35	+$48.8K → SMMCF

SMMCF vs RYLD: Complete Analysis 2026

SMMCF — Stock

Summit Industrial Income REIT is an unincorporated open-end REIT focused on growing and managing a portfolio of light industrial and other properties across Canada. Summit II's units are listed on the TSX and trade under the symbol SMU.UN.

Full SMMCF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.