HomeCompareSMMCX vs DVY

SMMCX vs DVY: Dividend Comparison 2026

SMMCX yields 2.92% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SMMCX wins by $1.8K in total portfolio value· pulled ahead in Year 4
10 years
SMMCX
SMMCX
● Live price
2.92%
Share price
$14.79
Annual div
$0.43
5Y div CAGR
8.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$863.64
Full SMMCX calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — SMMCX vs DVY

📍 SMMCX pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMMCXDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMMCX + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMMCX pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMCX
Annual income on $10K today (after 15% tax)
$248.49/yr
After 10yr DRIP, annual income (after tax)
$734.09/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, SMMCX beats the other by $366.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMMCX + DVY for your $10,000?

SMMCX: 50%DVY: 50%
100% DVY50/50100% SMMCX
Portfolio after 10yr
$25.9K
Annual income
$648.27/yr
Blended yield
2.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMCX buys
0
DVY buys
0
No recent congressional trades found for SMMCX or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMMCXDVY
Forward yield2.92%3.46%
Annual dividend / share$0.43$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR8.4%0%
Portfolio after 10y$26.8K$25.0K
Annual income after 10y$863.64$432.91
Total dividends collected$5.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMMCX vs DVY ($10,000, DRIP)

YearSMMCX PortfolioSMMCX Income/yrDVY PortfolioDVY Income/yrGap
1$11,017$316.90$11,046$346.43$29.00DVY
2$12,142$353.70$12,177$357.65$35.00DVY
3$13,387$394.91$13,398$368.47$11.00DVY
4← crossover$14,765$441.10$14,715$378.89+$50.00SMMCX
5$16,291$492.87$16,134$388.90+$157.00SMMCX
6$17,983$550.94$17,662$398.51+$321.00SMMCX
7$19,857$616.10$19,306$407.71+$551.00SMMCX
8$21,937$689.24$21,074$416.50+$863.00SMMCX
9$24,244$771.37$22,974$424.90+$1.3KSMMCX
10$26,804$863.64$25,015$432.91+$1.8KSMMCX

SMMCX vs DVY: Complete Analysis 2026

SMMCXStock

The investment seeks to maximize current interest income that is excluded from gross income for regular federal income tax purposes to the extent consistent with prudent investment management and preservation of capital. The fund normally invests at least 80% of its assets in municipal securities and other investments with similar economic characteristics, the interest on which is exempt from regular federal income tax but which may be subject to the federal alternative minimum tax. It normally invests in intermediate-term and long-term municipal securities that have remaining maturities from one to more than thirty years at the time of purchase.

Full SMMCX Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.