HomeCompareSMMF vs JEPQ

SMMF vs JEPQ: Dividend Comparison 2026

SMMF yields 3.42% · JEPQ yields 11.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SMMF wins by $4.83M in total portfolio value· pulled ahead in Year 4
10 years
SMMF
SMMF
● Live price
3.42%
Share price
$25.70
Annual div
$0.88
5Y div CAGR
70.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.87M
Annual income
$3,834,032.16
Full SMMF calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — SMMF vs JEPQ

📍 SMMF pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMMFJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMMF + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMMF pays
JEPQ pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMF
Annual income on $10K today (after 15% tax)
$291.05/yr
After 10yr DRIP, annual income (after tax)
$3,258,927.34/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, SMMF beats the other by $3,257,097.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMMF + JEPQ for your $10,000?

SMMF: 50%JEPQ: 50%
100% JEPQ50/50100% SMMF
Portfolio after 10yr
$2.46M
Annual income
$1,918,092.37/yr
Blended yield
78.05%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SMMF right now

SMMF
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Altman Z
0.1
Piotroski
5/9
JEPQ
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMF buys
0
JEPQ buys
0
No recent congressional trades found for SMMF or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMMFJEPQ
Forward yield3.42%11.10%
Annual dividend / share$0.88$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR70.9%0%
Portfolio after 10y$4.87M$44.8K
Annual income after 10y$3,834,032.16$2,152.59
Total dividends collected$4.76M$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SMMF vs JEPQ ($10,000, DRIP)

YearSMMF PortfolioSMMF Income/yrJEPQ PortfolioJEPQ Income/yrGap
1$11,285$585.18$11,930$1,110.39$645.00JEPQ
2$13,130$1,054.77$14,133$1,224.34$1.0KJEPQ
3$16,009$1,960.06$16,632$1,340.46$623.00JEPQ
4← crossover$20,947$3,817.09$19,454$1,457.97+$1.5KSMMF
5$30,390$7,977.05$22,626$1,576.08+$7.8KSMMF
6$51,002$18,484.84$26,175$1,694.09+$24.8KSMMF
7$104,121$49,548.55$30,133$1,811.32+$74.0KSMMF
8$272,971$161,561.50$34,531$1,927.17+$238.4KSMMF
9$968,589$676,510.17$39,403$2,041.08+$929.2KSMMF
10$4,870,422$3,834,032.16$44,787$2,152.59+$4.83MSMMF

SMMF vs JEPQ: Complete Analysis 2026

SMMFStock

Summit Financial Group, Inc. operates as a financial holding company for Summit Community Bank, Inc. that provides community banking and other financial services to individuals and businesses primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia and the Northern, Shenandoah Valley, and Southwestern regions of Virginia, and the Central region of Kentucky. The company's community banking services include demand, savings, and time deposits; commercial, commercial real estate, construction and land development, residential real estate, and consumer loans; and mortgage warehouse lines of credit, as well as trust and wealth management, cash management, and insurance services. As of December 31, 2021, it operated through 45 banking offices. The company was incorporated in 1987 and is headquartered in Moorefield, West Virginia.

Full SMMF Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
📬

Get this SMMF vs JEPQ comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SMMF vs SCHDSMMF vs JEPISMMF vs OSMMF vs KOSMMF vs MAINSMMF vs XYLDSMMF vs QYLDSMMF vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.