HomeCompareSMMF vs NOBL

SMMF vs NOBL: Dividend Comparison 2026

SMMF yields 3.42% · NOBL yields 2.14%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SMMF wins by $4.85M in total portfolio value
10 years
SMMF
SMMF
● Live price
3.42%
Share price
$25.70
Annual div
$0.88
5Y div CAGR
70.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.87M
Annual income
$3,834,032.16
Full SMMF calculator →
NOBL
NOBL
● Live price
2.14%
Share price
$106.01
Annual div
$2.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.8K
Annual income
$246.19
Full NOBL calculator →

Portfolio growth — SMMF vs NOBL

📍 SMMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMMFNOBL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SMMF + NOBL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMMF pays
NOBL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMF
Annual income on $10K today (after 15% tax)
$291.05/yr
After 10yr DRIP, annual income (after tax)
$3,258,927.34/yr
NOBL
Annual income on $10K today (after 15% tax)
$182.19/yr
After 10yr DRIP, annual income (after tax)
$209.26/yr
At 15% tax rate, SMMF beats the other by $3,258,718.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMMF + NOBL for your $10,000?

SMMF: 50%NOBL: 50%
100% NOBL50/50100% SMMF
Portfolio after 10yr
$2.45M
Annual income
$1,917,139.17/yr
Blended yield
78.36%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SMMF right now

SMMF
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Altman Z
0.1
Piotroski
5/9
NOBL
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMF buys
0
NOBL buys
0
No recent congressional trades found for SMMF or NOBL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMMFNOBL
Forward yield3.42%2.14%
Annual dividend / share$0.88$2.27
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR70.9%0%
Portfolio after 10y$4.87M$22.8K
Annual income after 10y$3,834,032.16$246.19
Total dividends collected$4.76M$2.3K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMMF vs NOBL ($10,000, DRIP)

YearSMMF PortfolioSMMF Income/yrNOBL PortfolioNOBL Income/yrGap
1← crossover$11,285$585.18$10,914$214.34+$371.00SMMF
2$13,130$1,054.77$11,897$218.63+$1.2KSMMF
3$16,009$1,960.06$12,952$222.72+$3.1KSMMF
4$20,947$3,817.09$14,086$226.62+$6.9KSMMF
5$30,390$7,977.05$15,302$230.33+$15.1KSMMF
6$51,002$18,484.84$16,607$233.85+$34.4KSMMF
7$104,121$49,548.55$18,007$237.18+$86.1KSMMF
8$272,971$161,561.50$19,508$240.35+$253.5KSMMF
9$968,589$676,510.17$21,116$243.35+$947.5KSMMF
10$4,870,422$3,834,032.16$22,841$246.19+$4.85MSMMF

SMMF vs NOBL: Complete Analysis 2026

SMMFStock

Summit Financial Group, Inc. operates as a financial holding company for Summit Community Bank, Inc. that provides community banking and other financial services to individuals and businesses primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia and the Northern, Shenandoah Valley, and Southwestern regions of Virginia, and the Central region of Kentucky. The company's community banking services include demand, savings, and time deposits; commercial, commercial real estate, construction and land development, residential real estate, and consumer loans; and mortgage warehouse lines of credit, as well as trust and wealth management, cash management, and insurance services. As of December 31, 2021, it operated through 45 banking offices. The company was incorporated in 1987 and is headquartered in Moorefield, West Virginia.

Full SMMF Calculator →

NOBLETF

The fund will invest at least 80% of its total assets in component securities of the index. The index contains a minimum of 40 stocks, which are equally weighted, and no single sector is allowed to comprise more than 30% of the index weight. It seeks to remain fully invested at all times in securities and/or financial instruments that, in combination, provide exposure to the returns of the index without regard to market conditions, trends or direction.

Full NOBL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.