Is SMMNY or XYLD a better dividend investment in 2026?

SMMNY currently yields 1.74% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SMMNY and XYLD?

SMMNY has a forward dividend yield of 1.74% ($0.37/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.24 percentage points.

Home › Compare › SMMNY vs XYLD

SMMNY vs XYLD: Dividend Comparison 2026

SMMNY yields 1.74% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $487.00 in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

SMMNY

● Live price

1.74%

Share price

$21.10

Annual div

$0.37

5Y div CAGR

12.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.8K

Annual income

$704.62

Full SMMNY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SMMNY vs XYLD

📍 XYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMMNY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMMNY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMMNY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMNY

Annual income on $10K today (after 15% tax)

$147.96/yr

After 10yr DRIP, annual income (after tax)

$598.93/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,137.24/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMMNY + XYLD for your $10,000?

SMMNY: 50%XYLD: 50%

100% XYLD50/50100% SMMNY

Portfolio after 10yr

$25.0K

Annual income

$1,961.82/yr

Blended yield

7.84%

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Analyst Conviction Gap

Where Wall Street is most bullish on SMMNY right now

SMMNY

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

2.8

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMNY buys

XYLD buys

No recent congressional trades found for SMMNY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMMNYXYLD

Forward yield	1.74%	10.98% ✓
Annual dividend / share	$0.37	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	12.7% ✓	0%
Portfolio after 10y	$24.8K	$25.3K ✓
Annual income after 10y	$704.62	$3,219.02 ✓
Total dividends collected	$4.0K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMMNY vs XYLD ($10,000, DRIP)

Year	SMMNY Portfolio	SMMNY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,896	$196.18	$10,818	$1,098.39	+$78.00 → SMMNY
2	$11,884	$225.15	$11,738	$1,222.51	+$146.00 → SMMNY
3	$12,975	$258.65	$12,774	$1,364.64	+$201.00 → SMMNY
4	$14,180	$297.42	$13,944	$1,527.86	+$236.00 → SMMNY
5	$15,515	$342.38	$15,270	$1,715.87	+$245.00 → SMMNY
6	$16,996	$394.57	$16,775	$1,933.09	+$221.00 → SMMNY
7	$18,641	$455.25	$18,490	$2,184.87	+$151.00 → SMMNY
8	$20,472	$525.91	$20,450	$2,477.63	+$22.00 → SMMNY
9← crossover	$22,513	$608.32	$22,697	$2,819.19	$184.00 → XYLD
10	$24,793	$704.62	$25,280	$3,219.02	$487.00 → XYLD

SMMNY vs XYLD: Complete Analysis 2026

SMMNY — Stock

Siemens Healthineers AG, through its subsidiaries, develops, manufactures, and sells a range of diagnostic and therapeutic products and services to healthcare providers worldwide. The company operates through four segments: Imaging, Diagnostics, Varian, and Advanced Therapies. The Imaging segment provides magnetic resonance imaging, computed tomography, X-ray systems, molecular imaging, and ultrasound systems. The Diagnostics segment offers in-vitro diagnostic products and services to healthcare providers in laboratory, molecular and point-of-care diagnostics; and workflow solutions for laboratories and informatics products. The Varian segment provides cancer care technologies, and solutions and services to oncology departments in hospitals and clinics; and technology-enabled optimized workflows, clinical services and consulting capabilities, and digital solutions and applications for managing treatment and therapy. The Advanced Therapies segment offers products that are designed to support image-guided minimally invasive treatments in various areas, such as cardiology, interventional radiology, and surgery; and angiography systems and mobile C-arms, including a robotic-assisted platform for endovascular coronary and peripheral vascular interventions. It also provides equipment performance management, clinical education and e-learning, asset management, and managed departmental services for laboratories and healthcare facilities, as well as consulting and digital health services. The company is headquartered in Erlangen, Germany. Siemens Healthineers AG operates as a subsidiary of Siemens Aktiengesellschaft.

Full SMMNY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.