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SMMV vs SCHD: Dividend Comparison 2026

SMMV yields 1.77% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.8K in total portfolio value
10 years
SMMV
SMMV
● Live price
1.77%
Share price
$43.53
Annual div
$0.77
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.3K
Annual income
$198.22
Full SMMV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SMMV vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMMVSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMMV + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SMMV pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMV
Annual income on $10K today (after 15% tax)
$150.27/yr
After 10yr DRIP, annual income (after tax)
$168.49/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $193.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMMV + SCHD for your $10,000?

SMMV: 50%SCHD: 50%
100% SCHD50/50100% SMMV
Portfolio after 10yr
$25.6K
Annual income
$312.08/yr
Blended yield
1.22%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMV buys
0
SCHD buys
0
No recent congressional trades found for SMMV or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMMVSCHD
Forward yield1.77%3.46% ✓
Annual dividend / share$0.77$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.3K$29.0K ✓
Annual income after 10y$198.22$425.95 ✓
Total dividends collected$1.9K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMMV vs SCHD ($10,000, DRIP)

YearSMMV PortfolioSMMV Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,877$176.79$11,226$346.36$349.00 → SCHD
2$11,818$179.71$12,572$357.38$754.00 → SCHD
3$12,828$182.49$14,046$367.84$1.2K → SCHD
4$13,911$185.12$15,660$377.73$1.7K → SCHD
5$15,072$187.62$17,425$387.07$2.4K → SCHD
6$16,317$189.98$19,354$395.86$3.0K → SCHD
7$17,651$192.22$21,461$404.13$3.8K → SCHD
8$19,081$194.34$23,762$411.89$4.7K → SCHD
9$20,613$196.34$26,272$419.15$5.7K → SCHD
10$22,255$198.22$29,010$425.95$6.8K → SCHD

SMMV vs SCHD: Complete Analysis 2026

SMMV — Stock

The iShares MSCI USA Small-Cap Min Vol Factor ETF seeks to track the investment results of an index composed of small-capitalization U.S. equities that, in the aggregate, have lower volatility characteristics relative to the small-capitalization U.S. equity market.

Full SMMV Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.