Is SMMYY or QYLD a better dividend investment in 2026?

SMMYY currently yields 1.31% with a 5% 5-year dividend growth rate. QYLD yields 11.85% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SMMYY and QYLD?

SMMYY has a forward dividend yield of 1.31% ($0.20/share annually). QYLD yields 11.85% ($2.04/share annually). The yield gap is 10.54 percentage points.

Home › Compare › SMMYY vs QYLD

SMMYY vs QYLD: Dividend Comparison 2026

SMMYY yields 1.31% · QYLD yields 11.85%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMMYY wins by $11.92M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMMYY

● Live price

1.31%

Share price

$15.21

Annual div

$0.20

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$11.95M

Annual income

$10,424,646.13

Full SMMYY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.85%

Share price

$17.25

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.2K

Annual income

$5,580.19

Full QYLD calculator →

Portfolio growth — SMMYY vs QYLD

📍 SMMYY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMMYY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMMYY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMMYY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMYY

Annual income on $10K today (after 15% tax)

$111.77/yr

After 10yr DRIP, annual income (after tax)

$8,860,949.21/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,007.63/yr

After 10yr DRIP, annual income (after tax)

$4,743.16/yr

At 15% tax rate, SMMYY beats the other by $8,856,206.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMMYY + QYLD for your $10,000?

SMMYY: 50%QYLD: 50%

100% QYLD50/50100% SMMYY

Portfolio after 10yr

$5.99M

Annual income

$5,215,113.15/yr

Blended yield

87.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMYY buys

QYLD buys

No recent congressional trades found for SMMYY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMMYYQYLD

Forward yield	1.31%	11.85% ✓
Annual dividend / share	$0.20	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$11.95M	$25.2K ✓
Annual income after 10y	$10,424,646.13 ✓	$5,580.19
Total dividends collected	$11.80M	$26.8K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMMYY vs QYLD ($10,000, DRIP)

Year	SMMYY Portfolio	SMMYY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$10,963	$262.98	$10,345	$1,185.45	+$618.00 → SMMYY
2	$12,269	$538.90	$10,815	$1,338.87	+$1.5K → SMMYY
3	$14,255	$1,127.31	$11,435	$1,528.03	+$2.8K → SMMYY
4	$17,702	$2,448.22	$12,238	$1,763.71	+$5.5K → SMMYY
5	$24,623	$5,682.34	$13,271	$2,060.69	+$11.4K → SMMYY
6	$41,121	$14,774.16	$14,595	$2,439.49	+$26.5K → SMMYY
7	$90,117	$46,117.87	$16,299	$2,929.06	+$73.8K → SMMYY
8	$285,338	$188,912.83	$18,500	$3,570.77	+$266.8K → SMMYY
9	$1,423,359	$1,118,047.64	$21,371	$4,424.82	+$1.40M → SMMYY
10	$11,947,641	$10,424,646.13	$25,156	$5,580.19	+$11.92M → SMMYY

SMMYY vs QYLD: Complete Analysis 2026

SMMYY — Stock

Sumitomo Metal Mining Co., Ltd., together with its subsidiaries, engages in mining, smelting, and refining non-ferrous metals in Japan and internationally. It operates through three segments: Mineral Resources, Smelting & Refining, and Materials. The company provides metal products, including copper, nickel/cobalt, gold/precious metal, and other deposits. It also offers Battery Materials, such as nickel hydroxides and lithium nickel-cobalt-aluminum oxides; crystal materials, including lithium tantalates/lithium niobates, optical isolators, and faraday rotators; powder materials comprising thick film pastes, nickel powders, fine copper powders, nickel oxides, near-infrared shielding materials, deep-tinting materials, sputtering targets/tablets, electromagnetic sheets and coils, rare earth magnetic materials, and lubricants; package materials consisting of copper-clad polyimide films and printed wiring boards; automotive/chemical, hydro processing (HPC), rejuvenation and regeneration of HPC, and petrochemical catalysts products; construction materials; and terminal and connectors, and lens barrels. In addition, the company is involved in the water and precious recycling; water treatment and environment-related engineering; sterilization and property modification by irradiation; and domestic marine transportation businesses. Additionally, it engages in the real estate and technical engineering businesses. The company was formerly known as Seika Kogyo (Mining) Co., Ltd. and changed its name to Sumitomo Metal Mining Co., Ltd. in June 1952. Sumitomo Metal Mining Co., Ltd. was founded in 1590 and is headquartered in Tokyo, Japan.

Full SMMYY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.