Is SMNEY or QYLD a better dividend investment in 2026?

SMNEY currently yields 0.42% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SMNEY and QYLD?

SMNEY has a forward dividend yield of 0.42% ($0.82/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.50 percentage points.

Home › Compare › SMNEY vs QYLD

SMNEY vs QYLD: Dividend Comparison 2026

SMNEY yields 0.42% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $5.7K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

SMNEY

● Live price

0.42%

Share price

$193.96

Annual div

$0.82

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.7K

Annual income

$0.04

Full SMNEY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SMNEY vs QYLD

📍 QYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMNEY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMNEY + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMNEY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMNEY

Annual income on $10K today (after 15% tax)

$35.94/yr

After 10yr DRIP, annual income (after tax)

$0.03/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,810.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMNEY + QYLD for your $10,000?

SMNEY: 50%QYLD: 50%

100% QYLD50/50100% SMNEY

Portfolio after 10yr

$22.6K

Annual income

$2,829.68/yr

Blended yield

12.54%

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Analyst Conviction Gap

Where Wall Street is most bullish on SMNEY right now

SMNEY

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

2.5

Piotroski

8/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMNEY buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Gilbert Cisneros	🏢 House	$SMNEY	▲ Buy	$1,001 - $15,000	2025-07-03
Daniel Goldman	🏢 House	$SMNEY	▼ Sell	$1,001 - $15,000	2023-07-10

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMNEYQYLD

Forward yield	0.42%	11.92% ✓
Annual dividend / share	$0.82	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$19.7K	$25.4K ✓
Annual income after 10y	$0.04	$5,659.31 ✓
Total dividends collected	$42.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMNEY vs QYLD ($10,000, DRIP)

Year	SMNEY Portfolio	SMNEY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,721	$21.14	$10,352	$1,192.36	+$369.00 → SMNEY
2	$11,482	$10.59	$10,830	$1,347.57	+$652.00 → SMNEY
3	$12,291	$5.30	$11,460	$1,539.07	+$831.00 → SMNEY
4	$13,154	$2.65	$12,275	$1,777.84	+$879.00 → SMNEY
5	$14,076	$1.33	$13,323	$2,078.95	+$753.00 → SMNEY
6	$15,062	$0.66	$14,667	$2,463.34	+$395.00 → SMNEY
7← crossover	$16,117	$0.33	$16,396	$2,960.57	$279.00 → QYLD
8	$17,246	$0.17	$18,631	$3,612.97	$1.4K → QYLD
9	$18,453	$0.08	$21,548	$4,482.15	$3.1K → QYLD
10	$19,745	$0.04	$25,398	$5,659.31	$5.7K → QYLD

SMNEY vs QYLD: Complete Analysis 2026

SMNEY — Stock

Siemens Energy AG operates as an energy technology company worldwide. It operates in two segments, Gas and Power; and Siemens Gamesa Renewable Energy. The company provides gas and steam turbines, generators, gas engines, instrumentation and controls, and electrical systems, as well as performance enhancement, maintenance, customer training, and professional consulting services for central and distributed power generation; and transformers, air and gas-insulated switchgears, AC transmission systems, offshore windfarm grid connections, high voltage direct current transmission systems, high voltage substations, digital solutions and components, and other products. It also offers rotating equipment that includes industrial and aero-derivative gas turbines, turbo- and reciprocating compressors, power generation products, and compression trains and modules, as well as solutions in the fields of electrification, automation and digitization, plant safety, plant security, and water treatment. In addition, the company develops technologies in the fields of decarbonized energy and storage systems. Further, it offers onshore wind turbine design, engineering, manufacturing, and installation solutions for onshore markets; offshore wind turbine equipment design, manufacturing, and installation solutions; and operation and maintenance services for wind farms. The company serves utilities, independent power producers, project developers, oil and gas, transmission and distribution system operators, and industrial and infrastructure customers. Siemens Energy AG was founded in 1866 and is based in Munich, Germany.

Full SMNEY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.