HomeCompareSMQ vs SCHD

SMQ vs SCHD: Dividend Comparison 2026

SMQ yields 0.22% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $9.0K in total portfolio value
10 years
SMQ
SMQ
● Live price
0.22%
Share price
$55.49
Annual div
$0.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.0K
Annual income
$22.60
Full SMQ calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SMQ vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMQSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SMQ + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMQ pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMQ
Annual income on $10K today (after 15% tax)
$18.94/yr
After 10yr DRIP, annual income (after tax)
$19.21/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $342.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMQ + SCHD for your $10,000?

SMQ: 50%SCHD: 50%
100% SCHD50/50100% SMQ
Portfolio after 10yr
$24.5K
Annual income
$224.27/yr
Blended yield
0.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMQ buys
0
SCHD buys
0
No recent congressional trades found for SMQ or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMQSCHD
Forward yield0.22%3.46%
Annual dividend / share$0.12$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.0K$29.0K
Annual income after 10y$22.60$425.95
Total dividends collected$225.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMQ vs SCHD ($10,000, DRIP)

YearSMQ PortfolioSMQ Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,722$22.28$11,226$346.36$504.00SCHD
2$11,495$22.33$12,572$357.38$1.1KSCHD
3$12,322$22.37$14,046$367.84$1.7KSCHD
4$13,207$22.41$15,660$377.73$2.5KSCHD
5$14,154$22.45$17,425$387.07$3.3KSCHD
6$15,167$22.48$19,354$395.86$4.2KSCHD
7$16,252$22.52$21,461$404.13$5.2KSCHD
8$17,412$22.55$23,762$411.89$6.3KSCHD
9$18,653$22.58$26,272$419.15$7.6KSCHD
10$19,981$22.60$29,010$425.95$9.0KSCHD

SMQ vs SCHD: Complete Analysis 2026

SMQStock

SMQ provides 1x inverse exposure to the monthly performance of QQQ, an ETF composed of 100 NASADAQ-listed stocks. The funds strategy involves entering into swap agreements with global financial institutions, exchanging returns based on the performance of QQQ shares. To achieve maximum results, the fund may also place its remaining cash in US government securities, money market funds, short-term bond ETFs, or high-quality corporate debt, as collateral required by the fund's counterparties. Holdings are rebalanced at month-end to maintain the 100% inverse exposure. However, if QQQs price rises by 35% or more within a month, the fund will rebalance early to protect against further losses, although this may prevent it from meeting its target return for that month.

Full SMQ Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.