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SMRI vs SPHD: Dividend Comparison 2026

SMRI yields 1.14% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $6.7K in total portfolio value
10 years
SMRI
SMRI
● Live price
1.14%
Share price
$35.38
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$123.28
Full SMRI calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — SMRI vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMRISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SMRI + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SMRI pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMRI
Annual income on $10K today (after 15% tax)
$97.29/yr
After 10yr DRIP, annual income (after tax)
$104.79/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $659.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMRI + SPHD for your $10,000?

SMRI: 50%SPHD: 50%
100% SPHD50/50100% SMRI
Portfolio after 10yr
$24.7K
Annual income
$511.24/yr
Blended yield
2.07%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMRI buys
0
SPHD buys
0
No recent congressional trades found for SMRI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMRISPHD
Forward yield1.14%4.00% ✓
Annual dividend / share$0.41$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$21.3K$28.0K ✓
Annual income after 10y$123.28$899.19 ✓
Total dividends collected$1.2K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMRI vs SPHD ($10,000, DRIP)

YearSMRI PortfolioSMRI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,814$114.46$11,120$420.00$306.00 → SPHD
2$11,687$115.68$12,357$458.31$670.00 → SPHD
3$12,622$116.84$13,721$499.76$1.1K → SPHD
4$13,624$117.93$15,227$544.58$1.6K → SPHD
5$14,696$118.96$16,885$593.02$2.2K → SPHD
6$15,845$119.93$18,713$645.34$2.9K → SPHD
7$17,075$120.85$20,724$701.81$3.6K → SPHD
8$18,392$121.71$22,938$762.73$4.5K → SPHD
9$19,802$122.52$25,372$828.41$5.6K → SPHD
10$21,311$123.28$28,047$899.19$6.7K → SPHD

SMRI vs SPHD: Complete Analysis 2026

SMRI — Stock

The fund is an actively managed exchange-traded fund (“ETF”) that seeks to achieve its investment objective by investing, under normal circumstances, at least 80% of the fund’s net assets (plus the amount of any borrowings for investment purposes) in U.S. listed common stock.

Full SMRI Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.