Is SMRSX or RYLD a better dividend investment in 2026?

SMRSX currently yields 3.91% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SMRSX and RYLD?

SMRSX has a forward dividend yield of 3.91% ($0.40/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.23 percentage points.

Home › Compare › SMRSX vs RYLD

SMRSX vs RYLD: Dividend Comparison 2026

SMRSX yields 3.91% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMRSX wins by $1610.76M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

SMRSX

● Live price

3.91%

Share price

$10.24

Annual div

$0.40

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1610.81M

Annual income

$1,535,447,371.50

Full SMRSX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SMRSX vs RYLD

📍 SMRSX pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMRSX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMRSX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMRSX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMRSX

Annual income on $10K today (after 15% tax)

$332.70/yr

After 10yr DRIP, annual income (after tax)

$1,305,130,265.77/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SMRSX beats the other by $1,305,128,066.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMRSX + RYLD for your $10,000?

SMRSX: 50%RYLD: 50%

100% RYLD50/50100% SMRSX

Portfolio after 10yr

$805.43M

Annual income

$767,724,979.42/yr

Blended yield

95.32%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMRSX buys

RYLD buys

No recent congressional trades found for SMRSX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMRSXRYLD

Forward yield	3.91%	12.14% ✓
Annual dividend / share	$0.40	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$1610.81M ✓	$44.5K
Annual income after 10y	$1,535,447,371.50 ✓	$2,587.35
Total dividends collected	$1605.41M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SMRSX vs RYLD ($10,000, DRIP)

Year	SMRSX Portfolio	SMRSX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,483	$782.81	$11,914	$1,213.65	$431.00 → RYLD
2	$13,967	$1,680.17	$14,099	$1,351.30	$132.00 → RYLD
3← crossover	$18,764	$3,819.85	$16,580	$1,494.55	+$2.2K → SMRSX
4	$29,670	$9,592.43	$19,384	$1,642.61	+$10.3K → SMRSX
5	$60,098	$28,350.69	$22,535	$1,794.70	+$37.6K → SMRSX
6	$171,641	$107,336.57	$26,063	$1,950.00	+$145.6K → SMRSX
7	$756,659	$573,002.79	$29,995	$2,107.69	+$726.7K → SMRSX
8	$5,531,141	$4,721,515.69	$34,361	$2,266.99	+$5.50M → SMRSX
9	$70,430,573	$64,512,252.39	$39,194	$2,427.12	+$70.39M → SMRSX
10	$1,610,808,085	$1,535,447,371.50	$44,525	$2,587.35	+$1610.76M → SMRSX

SMRSX vs RYLD: Complete Analysis 2026

SMRSX — Stock

The fund invests, under normal circumstances, at least 80% of its net assets (plus any borrowings for investment purposes) in short- and intermediate-term fixed-income securities including government securities, corporate bonds or notes and agency securities. It may also invest in asset-backed securities, money market instruments, commercial loans, and foreign debt securities.

Full SMRSX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.