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SMTH vs SCHD: Dividend Comparison 2026

SMTH yields 4.43% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.3K in total portfolio value
10 years
SMTH
SMTH
● Live price
4.43%
Share price
$25.72
Annual div
$1.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$588.17
Full SMTH calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SMTH vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMTHSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMTH + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SMTH pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMTH
Annual income on $10K today (after 15% tax)
$376.40/yr
After 10yr DRIP, annual income (after tax)
$499.94/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SMTH beats the other by $137.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMTH + SCHD for your $10,000?

SMTH: 50%SCHD: 50%
100% SCHD50/50100% SMTH
Portfolio after 10yr
$27.9K
Annual income
$507.06/yr
Blended yield
1.82%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMTH buys
0
SCHD buys
0
No recent congressional trades found for SMTH or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMTHSCHD
Forward yield4.43% ✓3.46%
Annual dividend / share$1.14 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.7K$29.0K ✓
Annual income after 10y$588.17 ✓$425.95
Total dividends collected$5.2K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMTH vs SCHD ($10,000, DRIP)

YearSMTH PortfolioSMTH Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,143$442.82$11,226$346.36$83.00 → SCHD
2$12,384$461.15$12,572$357.38$188.00 → SCHD
3$13,730$478.99$14,046$367.84$316.00 → SCHD
4$15,187$496.30$15,660$377.73$473.00 → SCHD
5$16,763$513.07$17,425$387.07$662.00 → SCHD
6$18,466$529.27$19,354$395.86$888.00 → SCHD
7$20,304$544.88$21,461$404.13$1.2K → SCHD
8$22,285$559.91$23,762$411.89$1.5K → SCHD
9$24,419$574.34$26,272$419.15$1.9K → SCHD
10$26,717$588.17$29,010$425.95$2.3K → SCHD

SMTH vs SCHD: Complete Analysis 2026

SMTH — Stock

The ALPS | Smith Core Plus Bond ETF (SMTH) seeks above average total return from a combination of current income and capital appreciation.

Full SMTH Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.