Is SMTSF or QYLD a better dividend investment in 2026?

SMTSF currently yields 240.82% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: SMTSF offers higher current income.

What is the dividend yield difference between SMTSF and QYLD?

SMTSF has a forward dividend yield of 240.82% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 228.90 percentage points.

Home › Compare › SMTSF vs QYLD

SMTSF vs QYLD: Dividend Comparison 2026

SMTSF yields 240.82% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMTSF wins by $364.51M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMTSF

● Live price

240.82%

Share price

$0.83

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$364.53M

Annual income

$200,641,670.96

Full SMTSF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SMTSF vs QYLD

📍 SMTSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMTSF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMTSF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMTSF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMTSF

Annual income on $10K today (after 15% tax)

$20,470.09/yr

After 10yr DRIP, annual income (after tax)

$170,545,420.32/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, SMTSF beats the other by $170,540,609.90/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMTSF + QYLD for your $10,000?

SMTSF: 50%QYLD: 50%

100% QYLD50/50100% SMTSF

Portfolio after 10yr

$182.28M

Annual income

$100,323,665.14/yr

Blended yield

55.04%

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Analyst Conviction Gap

Where Wall Street is most bullish on SMTSF right now

SMTSF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.8

Piotroski

7/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMTSF buys

QYLD buys

No recent congressional trades found for SMTSF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMTSFQYLD

Forward yield	240.82% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$364.53M ✓	$25.4K
Annual income after 10y	$200,641,670.96 ✓	$5,659.31
Total dividends collected	$346.80M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMTSF vs QYLD ($10,000, DRIP)

Year	SMTSF Portfolio	SMTSF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$34,782	$24,082.46	$10,352	$1,192.36	+$24.4K → SMTSF
2	$115,502	$78,284.78	$10,830	$1,347.57	+$104.7K → SMTSF
3	$366,540	$242,953.29	$11,460	$1,539.07	+$355.1K → SMTSF
4	$1,112,760	$720,562.04	$12,275	$1,777.84	+$1.10M → SMTSF
5	$3,235,060	$2,044,406.89	$13,323	$2,078.95	+$3.22M → SMTSF
6	$9,016,262	$5,554,747.56	$14,667	$2,463.34	+$9.00M → SMTSF
7	$24,115,940	$14,468,539.20	$16,396	$2,960.57	+$24.10M → SMTSF
8	$61,971,562	$36,167,506.18	$18,631	$3,612.97	+$61.95M → SMTSF
9	$153,170,213	$86,860,642.40	$21,548	$4,482.15	+$153.15M → SMTSF
10	$364,533,799	$200,641,670.96	$25,398	$5,659.31	+$364.51M → SMTSF

SMTSF vs QYLD: Complete Analysis 2026

SMTSF — Stock

Sierra Metals Inc., together with its subsidiaries, focuses on the production, exploration, and development of precious and base metals in Peru and Mexico. It primarily focuses on exploration of silver, copper, lead, zinc, and gold deposits. The company's flagship property is the 81.84% owned polymetallic Yauricocha Mine covering an area of 18,778 hectares located in the Yauyos province in Peru. It also holds 100% interest in the Bolivar mine, comprising of 12 mining concessions covering an area 15,217 hectares; and Cusi Mines that comprises of 73 concessions covering 11,977 hectares in Mexico. The company was formerly known as Dia Bras Exploration Inc. and changed its name to Sierra Metals Inc. in December 2012. Sierra Metals Inc. was incorporated in 1996 and is headquartered in Toronto, Canada.

Full SMTSF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.