HomeCompareSMVTX vs SCHD

SMVTX vs SCHD: Dividend Comparison 2026

SMVTX yields 15.45% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SMVTX wins by $26.0K in total portfolio value
10 years
SMVTX
SMVTX
● Live price
15.45%
Share price
$12.84
Annual div
$1.98
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.0K
Annual income
$4,007.42
Full SMVTX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SMVTX vs SCHD

📍 SMVTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMVTXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SMVTX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMVTX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMVTX
Annual income on $10K today (after 15% tax)
$1,313.47/yr
After 10yr DRIP, annual income (after tax)
$3,406.31/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SMVTX beats the other by $3,044.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMVTX + SCHD for your $10,000?

SMVTX: 50%SCHD: 50%
100% SCHD50/50100% SMVTX
Portfolio after 10yr
$42.0K
Annual income
$2,216.68/yr
Blended yield
5.28%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMVTX buys
0
SCHD buys
0
No recent congressional trades found for SMVTX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMVTXSCHD
Forward yield15.45%3.46%
Annual dividend / share$1.98$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$55.0K$29.0K
Annual income after 10y$4,007.42$425.95
Total dividends collected$27.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMVTX vs SCHD ($10,000, DRIP)

YearSMVTX PortfolioSMVTX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,245$1,545.26$11,226$346.36+$1.0KSMVTX
2$14,871$1,768.42$12,572$357.38+$2.3KSMVTX
3$17,919$2,007.10$14,046$367.84+$3.9KSMVTX
4$21,433$2,260.27$15,660$377.73+$5.8KSMVTX
5$25,461$2,526.73$17,425$387.07+$8.0KSMVTX
6$30,048$2,805.11$19,354$395.86+$10.7KSMVTX
7$35,245$3,093.94$21,461$404.13+$13.8KSMVTX
8$41,104$3,391.68$23,762$411.89+$17.3KSMVTX
9$47,678$3,696.71$26,272$419.15+$21.4KSMVTX
10$55,023$4,007.42$29,010$425.95+$26.0KSMVTX

SMVTX vs SCHD: Complete Analysis 2026

SMVTXStock

Under normal circumstances, the fund invests at least 80% of its net assets in U.S.-traded equity securities of mid-capitalization companies. U.S.-traded equity securities may include American Depositary Receipts (ADRs). The subadviser considers mid-capitalization companies for this purpose to be those companies that, at the time of initial purchase, have market capitalizations generally within the range of companies included in the Russell Midcap® Index.

Full SMVTX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.