Is SMYY or XYLD a better dividend investment in 2026?

SMYY currently yields 117.41% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SMYY offers higher current income.

What is the dividend yield difference between SMYY and XYLD?

SMYY has a forward dividend yield of 117.41% ($10.70/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 106.43 percentage points.

Home › Compare › SMYY vs XYLD

SMYY vs XYLD: Dividend Comparison 2026

SMYY yields 117.41% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMYY wins by $7.72M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMYY

● Live price

117.41%

Share price

$9.11

Annual div

$10.70

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$7.75M

Annual income

$2,894,896.53

Full SMYY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SMYY vs XYLD

📍 SMYY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMYY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMYY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMYY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMYY

Annual income on $10K today (after 15% tax)

$9,979.56/yr

After 10yr DRIP, annual income (after tax)

$2,460,662.05/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SMYY beats the other by $2,457,925.88/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMYY + XYLD for your $10,000?

SMYY: 50%XYLD: 50%

100% XYLD50/50100% SMYY

Portfolio after 10yr

$3.89M

Annual income

$1,449,057.78/yr

Blended yield

37.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMYY buys

XYLD buys

No recent congressional trades found for SMYY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMYYXYLD

Forward yield	117.41% ✓	10.98%
Annual dividend / share	$10.70 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$7.75M	$25.3K ✓
Annual income after 10y	$2,894,896.53 ✓	$3,219.02
Total dividends collected	$7.03M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMYY vs XYLD ($10,000, DRIP)

Year	SMYY Portfolio	SMYY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$22,441	$11,740.66	$10,818	$1,098.39	+$11.6K → SMYY
2	$48,635	$24,623.19	$11,738	$1,222.51	+$36.9K → SMYY
3	$101,913	$49,873.64	$12,774	$1,364.64	+$89.1K → SMYY
4	$206,719	$97,671.92	$13,944	$1,527.86	+$192.8K → SMYY
5	$406,344	$185,155.60	$15,270	$1,715.87	+$391.1K → SMYY
6	$774,937	$340,148.00	$16,775	$1,933.09	+$758.2K → SMYY
7	$1,435,438	$606,255.87	$18,490	$2,184.87	+$1.42M → SMYY
8	$2,585,438	$1,049,519.37	$20,450	$2,477.63	+$2.56M → SMYY
9	$4,533,093	$1,766,673.83	$22,697	$2,819.19	+$4.51M → SMYY
10	$7,745,306	$2,894,896.53	$25,280	$3,219.02	+$7.72M → SMYY

SMYY vs XYLD: Complete Analysis 2026

SMYY — Stock

The Fund’s primary investment objective is to seek current income. The Fund’s secondary investment objective is to seek exposure to the performance of one or more exchange-traded funds whose shares trade on a U.S.-regulated securities exchange and that seek daily leverage investment results of 2 times (200%) the daily percentage of the common stock of Super Micro Computer Inc. (SMCI). (NASDAQ SMCI) (the Underlying Stock) subject to a limit on potential investment gains.

Full SMYY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.