HomeCompareSNLC vs SPHD

SNLC vs SPHD: Dividend Comparison 2026

SNLC yields 5.26% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SNLC wins by $70.6K in total portfolio value
10 years
SNLC
SNLC
● Live price
5.26%
Share price
$190.00
Annual div
$10.00
5Y div CAGR
29.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$97.1K
Annual income
$25,864.68
Full SNLC calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — SNLC vs SPHD

📍 SNLC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSNLCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SNLC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SNLC pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SNLC
Annual income on $10K today (after 15% tax)
$447.37/yr
After 10yr DRIP, annual income (after tax)
$21,984.98/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SNLC beats the other by $21,502.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SNLC + SPHD for your $10,000?

SNLC: 50%SPHD: 50%
100% SPHD50/50100% SNLC
Portfolio after 10yr
$61.8K
Annual income
$13,216.02/yr
Blended yield
21.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SNLC buys
0
SPHD buys
0
No recent congressional trades found for SNLC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSNLCSPHD
Forward yield5.26%4.30%
Annual dividend / share$10.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.8%0%
Portfolio after 10y$97.1K$26.5K
Annual income after 10y$25,864.68$567.37
Total dividends collected$68.3K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SNLC vs SPHD ($10,000, DRIP)

YearSNLC PortfolioSNLC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,383$683.16$11,130$430.50+$253.00SNLC
2$13,123$943.35$12,357$447.82+$766.00SNLC
3$15,361$1,319.31$13,687$464.65+$1.7KSNLC
4$18,310$1,873.36$15,126$480.98+$3.2KSNLC
5$22,300$2,708.77$16,682$496.78+$5.6KSNLC
6$27,864$4,002.10$18,362$512.03+$9.5KSNLC
7$35,880$6,066.00$20,174$526.72+$15.7KSNLC
8$47,867$9,475.66$22,127$540.84+$25.7KSNLC
9$66,553$15,335.10$24,230$554.39+$42.3KSNLC
10$97,076$25,864.68$26,493$567.37+$70.6KSNLC

SNLC vs SPHD: Complete Analysis 2026

SNLCStock

Security National Corporation provides various financial services. It offers checking and savings accounts; overdraft protection services; debit cards; and online and mobile banking services. The company also provides mortgage, personal, commercial, and agriculture loans; and wealth management services. The company was founded in 1884 and is based in Dakota Dunes, South Dokota.

Full SNLC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.