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SNMCY vs FCPT: Dividend Comparison 2026

SNMCY yields 3.76% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SNMCY wins by $22.10M in total portfolio value· pulled ahead in Year 2
10 years
SNMCY
SNMCY
● Live price
3.76%
Share price
$11.32
Annual div
$0.43
5Y div CAGR
77.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.15M
Annual income
$19,005,302.00
Full SNMCY calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — SNMCY vs FCPT

📍 SNMCY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSNMCYFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SNMCY + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SNMCY pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SNMCY
Annual income on $10K today (after 15% tax)
$319.70/yr
After 10yr DRIP, annual income (after tax)
$16,154,506.70/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, SNMCY beats the other by $16,149,597.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SNMCY + FCPT for your $10,000?

SNMCY: 50%FCPT: 50%
100% FCPT50/50100% SNMCY
Portfolio after 10yr
$11.10M
Annual income
$9,505,538.64/yr
Blended yield
85.63%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SNMCY
No analyst data
Altman Z
2.0
Piotroski
7/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SNMCY buys
0
FCPT buys
0
No recent congressional trades found for SNMCY or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSNMCYFCPT
Forward yield3.76%6.05%
Annual dividend / share$0.43$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR77.8%15.8%
Portfolio after 10y$22.15M$49.1K
Annual income after 10y$19,005,302.00$5,775.28
Total dividends collected$21.87M$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: SNMCY vs FCPT ($10,000, DRIP)

YearSNMCY PortfolioSNMCY Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,369$668.74$11,401$700.92$32.00FCPT
2← crossover$13,428$1,263.34$13,064$864.84+$364.00SNMCY
3$16,847$2,479.49$15,051$1,072.48+$1.8KSNMCY
4$23,196$5,169.32$17,442$1,337.22+$5.8KSNMCY
5$36,646$11,826.68$20,340$1,677.08+$16.3KSNMCY
6$70,259$31,047.68$23,880$2,116.57+$46.4KSNMCY
7$174,090$98,912.23$28,241$2,689.36+$145.8KSNMCY
8$593,532$407,255.76$33,660$3,442.07+$559.9KSNMCY
9$2,942,284$2,307,204.85$40,456$4,439.95+$2.90MSNMCY
10$22,153,546$19,005,302.00$49,063$5,775.28+$22.10MSNMCY

SNMCY vs FCPT: Complete Analysis 2026

SNMCYStock

Suncorp Group Limited provides insurance, banking, and wealth products and services to retail, corporate, and commercial sectors in Australia and New Zealand. It operates through three segments: Insurance, Banking & Wealth, and Suncorp New Zealand segments. The Insurance segment designs, manufactures, and delivers general insurance products and services, including home and contents, motor, marine, travel, commercial property, industrial special risk, public liability and professional indemnity, workers' compensation, and compulsory third party products. The Banking & Wealth segment designs, manufactures, and delivers banking, and superannuation and fund administration services, such as commercial, agribusiness, small business, home and personal loans, savings and transaction accounts, foreign exchange services, treasury products and services, superannuation services, and funds administration services. The Suncorp New Zealand segment designs, manufactures, and delivers general and life insurance products comprising home and contents, motor, commercial property, public liability and professional indemnity, life, trauma, total and permanent disablement, and income protection. The company was formerly known as Suncorp-Metway Limited and changed its name to Suncorp Group Limited in December 2010. Suncorp Group Limited was founded in 1902 and is based in Brisbane, Australia.

Full SNMCY Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.