Is SNMCY or HDV a better dividend investment in 2026?

SNMCY currently yields 3.76% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: SNMCY offers higher current income.

What is the dividend yield difference between SNMCY and HDV?

SNMCY has a forward dividend yield of 3.76% ($0.43/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.84 percentage points.

Home › Compare › SNMCY vs HDV

SNMCY vs HDV: Dividend Comparison 2026

SNMCY yields 3.76% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SNMCY wins by $22.13M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SNMCY

● Live price

3.76%

Share price

$11.32

Annual div

$0.43

5Y div CAGR

77.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.15M

Annual income

$19,005,302.00

Full SNMCY calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — SNMCY vs HDV

📍 SNMCY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SNMCY	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SNMCY + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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SNMCY pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SNMCY

Annual income on $10K today (after 15% tax)

$319.70/yr

After 10yr DRIP, annual income (after tax)

$16,154,506.70/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, SNMCY beats the other by $16,154,207.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SNMCY + HDV for your $10,000?

SNMCY: 50%HDV: 50%

100% HDV50/50100% SNMCY

Portfolio after 10yr

$11.09M

Annual income

$9,502,826.86/yr

Blended yield

85.70%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SNMCY buys

HDV buys

No recent congressional trades found for SNMCY or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSNMCYHDV

Forward yield	3.76% ✓	2.92%
Annual dividend / share	$0.43	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	77.8% ✓	0%
Portfolio after 10y	$22.15M	$24.3K ✓
Annual income after 10y	$19,005,302.00 ✓	$351.71
Total dividends collected	$21.87M ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SNMCY vs HDV ($10,000, DRIP)

Year	SNMCY Portfolio	SNMCY Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,369	$668.74	$11,002	$291.67	+$367.00 → SNMCY
2	$13,428	$1,263.34	$12,082	$299.61	+$1.3K → SNMCY
3	$16,847	$2,479.49	$13,247	$307.23	+$3.6K → SNMCY
4	$23,196	$5,169.32	$14,503	$314.52	+$8.7K → SNMCY
5	$36,646	$11,826.68	$15,854	$321.50	+$20.8K → SNMCY
6	$70,259	$31,047.68	$17,308	$328.15	+$53.0K → SNMCY
7	$174,090	$98,912.23	$18,871	$334.49	+$155.2K → SNMCY
8	$593,532	$407,255.76	$20,551	$340.53	+$573.0K → SNMCY
9	$2,942,284	$2,307,204.85	$22,357	$346.27	+$2.92M → SNMCY
10	$22,153,546	$19,005,302.00	$24,296	$351.71	+$22.13M → SNMCY

SNMCY vs HDV: Complete Analysis 2026

SNMCY — Stock

Suncorp Group Limited provides insurance, banking, and wealth products and services to retail, corporate, and commercial sectors in Australia and New Zealand. It operates through three segments: Insurance, Banking & Wealth, and Suncorp New Zealand segments. The Insurance segment designs, manufactures, and delivers general insurance products and services, including home and contents, motor, marine, travel, commercial property, industrial special risk, public liability and professional indemnity, workers' compensation, and compulsory third party products. The Banking & Wealth segment designs, manufactures, and delivers banking, and superannuation and fund administration services, such as commercial, agribusiness, small business, home and personal loans, savings and transaction accounts, foreign exchange services, treasury products and services, superannuation services, and funds administration services. The Suncorp New Zealand segment designs, manufactures, and delivers general and life insurance products comprising home and contents, motor, commercial property, public liability and professional indemnity, life, trauma, total and permanent disablement, and income protection. The company was formerly known as Suncorp-Metway Limited and changed its name to Suncorp Group Limited in December 2010. Suncorp Group Limited was founded in 1902 and is based in Brisbane, Australia.

Full SNMCY Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.