HomeCompareSNV vs CL

SNV vs CL: Dividend Comparison 2026

SNV yields 3.12% · CL yields 2.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SNV wins by $205.2K in total portfolio value
10 years
SNV
SNV
● Live price
3.12%
Share price
$50.05
Annual div
$1.56
5Y div CAGR
50.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$246.1K
Annual income
$119,147.98
Full SNV calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — SNV vs CL

📍 SNV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSNVCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SNV + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SNV pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SNV
Annual income on $10K today (after 15% tax)
$264.94/yr
After 10yr DRIP, annual income (after tax)
$101,275.78/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, SNV beats the other by $96,641.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SNV + CL for your $10,000?

SNV: 50%CL: 50%
100% CL50/50100% SNV
Portfolio after 10yr
$143.5K
Annual income
$62,299.84/yr
Blended yield
43.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SNV right now

SNV
Analyst Ratings
18
Buy
14
Hold
Consensus: Buy
Price Target
$58.50
+16.9% upside vs current
Range: $51.00 — $70.00
Altman Z
0.4
Piotroski
6/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SNV buys
0
CL buys
0
No recent congressional trades found for SNV or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSNVCL
Forward yield3.12%2.44%
Annual dividend / share$1.56$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.4%28.6%
Portfolio after 10y$246.1K$41.0K
Annual income after 10y$119,147.98$5,451.69
Total dividends collected$212.0K$18.1K
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Staples
Analyst consensusBuyHold
Analyst price target$58.50$92.45

Year-by-year: SNV vs CL ($10,000, DRIP)

YearSNV PortfolioSNV Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,169$468.78$11,014$313.84+$155.00SNV
2$12,687$735.93$12,200$415.44+$487.00SNV
3$14,750$1,175.00$13,607$553.09+$1.1KSNV
4$17,702$1,920.17$15,301$741.41+$2.4KSNV
5$22,181$3,239.31$17,374$1,002.00+$4.8KSNV
6$29,438$5,705.11$19,958$1,367.44+$9.5KSNV
7$42,142$10,643.09$23,243$1,887.87+$18.9KSNV
8$66,508$21,415.80$27,512$2,642.43+$39.0KSNV
9$118,670$47,506.68$33,197$3,759.22+$85.5KSNV
10$246,125$119,147.98$40,973$5,451.69+$205.2KSNV

SNV vs CL: Complete Analysis 2026

SNVFinancials

Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.