HomeCompareSNV vs PEP

SNV vs PEP: Dividend Comparison 2026

SNV yields 3.12% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SNV wins by $101.4K in total portfolio value
10 years
SNV
SNV
● Live price
3.12%
Share price
$50.05
Annual div
$1.56
5Y div CAGR
50.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$246.1K
Annual income
$119,147.98
Full SNV calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — SNV vs PEP

📍 SNV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSNVPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SNV + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SNV pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SNV
Annual income on $10K today (after 15% tax)
$264.94/yr
After 10yr DRIP, annual income (after tax)
$101,275.78/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, SNV beats the other by $47,359.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SNV + PEP for your $10,000?

SNV: 50%PEP: 50%
100% PEP50/50100% SNV
Portfolio after 10yr
$195.4K
Annual income
$91,289.24/yr
Blended yield
46.72%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SNV right now

SNV
Analyst Ratings
18
Buy
14
Hold
Consensus: Buy
Price Target
$58.50
+16.9% upside vs current
Range: $51.00 — $70.00
Altman Z
0.4
Piotroski
6/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SNV buys
0
PEP buys
0
No recent congressional trades found for SNV or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSNVPEP
Forward yield3.12%3.66%
Annual dividend / share$1.56$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.4%40.4%
Portfolio after 10y$246.1K$144.7K
Annual income after 10y$119,147.98$63,430.49
Total dividends collected$212.0K$125.7K
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Staples
Analyst consensusBuyHold
Analyst price target$58.50$172.43

Year-by-year: SNV vs PEP ($10,000, DRIP)

YearSNV PortfolioSNV Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,169$468.78$10,854$514.44+$315.00SNV
2$12,687$735.93$11,982$758.21+$705.00SNV
3$14,750$1,175.00$13,526$1,136.44+$1.2KSNV
4$17,702$1,920.17$15,727$1,741.93+$2.0KSNV
5$22,181$3,239.31$19,012$2,750.28+$3.2KSNV
6$29,438$5,705.11$24,173$4,514.44+$5.3KSNV
7$42,142$10,643.09$32,789$7,793.80+$9.4KSNV
8$66,508$21,415.80$48,258$14,354.51+$18.3KSNV
9$118,670$47,506.68$78,586$28,686.63+$40.1KSNV
10$246,125$119,147.98$144,688$63,430.49+$101.4KSNV

SNV vs PEP: Complete Analysis 2026

SNVFinancials

Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.

Full SNV Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.