Is SNV or RYLD a better dividend investment in 2026?

SNV currently yields 3.12% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SNV and RYLD?

SNV has a forward dividend yield of 3.12% ($1.56/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 9.27 percentage points.

Home › Compare › SNV vs RYLD

SNV vs RYLD: Dividend Comparison 2026

SNV yields 3.12% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SNV wins by $200.9K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

SNV

● Live price

3.12%

Share price

$50.05

Annual div

$1.56

5Y div CAGR

50.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$246.1K

Annual income

$119,147.98

Full SNV calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — SNV vs RYLD

📍 SNV pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SNV	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SNV + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SNV pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SNV

Annual income on $10K today (after 15% tax)

$264.94/yr

After 10yr DRIP, annual income (after tax)

$101,275.78/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, SNV beats the other by $98,995.25/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SNV + RYLD for your $10,000?

SNV: 50%RYLD: 50%

100% RYLD50/50100% SNV

Portfolio after 10yr

$145.7K

Annual income

$60,915.48/yr

Blended yield

41.81%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SNV right now

SNV

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$58.50

+16.9% upside vs current

Range: $51.00 — $70.00

Altman Z

0.4

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SNV buys

RYLD buys

No recent congressional trades found for SNV or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSNVRYLD

Forward yield	3.12%	12.39% ✓
Annual dividend / share	$1.56	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	50.4% ✓	0%
Portfolio after 10y	$246.1K ✓	$45.3K
Annual income after 10y	$119,147.98 ✓	$2,682.98
Total dividends collected	$212.0K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Financials	ETF

Year-by-year: SNV vs RYLD ($10,000, DRIP)

Year	SNV Portfolio	SNV Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,169	$468.78	$11,939	$1,239.34	$770.00 → RYLD
2	$12,687	$735.93	$14,158	$1,382.89	$1.5K → RYLD
3	$14,750	$1,175.00	$16,682	$1,532.59	$1.9K → RYLD
4	$17,702	$1,920.17	$19,537	$1,687.64	$1.8K → RYLD
5	$22,181	$3,239.31	$22,752	$1,847.20	$571.00 → RYLD
6← crossover	$29,438	$5,705.11	$26,355	$2,010.43	+$3.1K → SNV
7	$42,142	$10,643.09	$30,376	$2,176.45	+$11.8K → SNV
8	$66,508	$21,415.80	$34,847	$2,344.43	+$31.7K → SNV
9	$118,670	$47,506.68	$39,800	$2,513.54	+$78.9K → SNV
10	$246,125	$119,147.98	$45,269	$2,682.98	+$200.9K → SNV

SNV vs RYLD: Complete Analysis 2026

SNV — Financials

Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.

Full SNV Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this SNV vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SNV vs SCHD SNV vs JEPI SNV vs O SNV vs KO SNV vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.