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SOBS vs CL: Dividend Comparison 2026

SOBS yields 6.07% · CL yields 2.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SOBS wins by $131.5K in total portfolio value
10 years
SOBS
SOBS
● Live price
6.07%
Share price
$29.00
Annual div
$1.76
5Y div CAGR
33.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$172.5K
Annual income
$62,140.98
Full SOBS calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — SOBS vs CL

📍 SOBS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOBSCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SOBS + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SOBS pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOBS
Annual income on $10K today (after 15% tax)
$515.86/yr
After 10yr DRIP, annual income (after tax)
$52,819.83/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, SOBS beats the other by $48,185.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOBS + CL for your $10,000?

SOBS: 50%CL: 50%
100% CL50/50100% SOBS
Portfolio after 10yr
$106.7K
Annual income
$33,796.34/yr
Blended yield
31.66%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

SOBS
No analyst data
Altman Z
0.0
Piotroski
3/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOBS buys
0
CL buys
0
No recent congressional trades found for SOBS or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOBSCL
Forward yield6.07%2.44%
Annual dividend / share$1.76$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR33.7%28.6%
Portfolio after 10y$172.5K$41.0K
Annual income after 10y$62,140.98$5,451.69
Total dividends collected$138.4K$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SOBS vs CL ($10,000, DRIP)

YearSOBS PortfolioSOBS Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,511$811.42$11,014$313.84+$497.00SOBS
2$13,484$1,167.14$12,200$415.44+$1.3KSOBS
3$16,137$1,708.33$13,607$553.09+$2.5KSOBS
4$19,821$2,554.47$15,301$741.41+$4.5KSOBS
5$25,129$3,920.61$17,374$1,002.00+$7.8KSOBS
6$33,099$6,210.89$19,958$1,367.44+$13.1KSOBS
7$45,638$10,222.13$23,243$1,887.87+$22.4KSOBS
8$66,444$17,611.74$27,512$2,642.43+$38.9KSOBS
9$103,134$32,039.28$33,197$3,759.22+$69.9KSOBS
10$172,495$62,140.98$40,973$5,451.69+$131.5KSOBS

SOBS vs CL: Complete Analysis 2026

SOBSStock

Solvay Bank Corp. operates as the bank holding company for Solvay Bank that provides various banking products and services in New York. It offers checking and NOW accounts, savings accounts, certificates of deposit, individual retirement accounts, health savings accounts, and money market accounts. The company also provides home equity, mortgage, improvement, auto, recreational vehicle, and personal loans, as well as checking lines of credit; commercial real estate loans, working capital loans, business lines of credit, business term loans, small business administration loans, and New York state lending programs; and personal and business credit cards. In addition, it offers trust and investment services; auto, home, personal, life, long-term care insurance, commercial property, commercial umbrella, liability, inland marine, and workers compensation insurance products; and online and digital banking, mobile pay, positive pay, merchant card, remote deposit capture, and other services. Solvay Bank Corp. was founded in 1917 and is based in Solvay, New York.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.