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SOBS vs PEP: Dividend Comparison 2026

SOBS yields 6.07% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SOBS wins by $30.6K in total portfolio value
10 years
SOBS
SOBS
● Live price
6.07%
Share price
$29.00
Annual div
$1.76
5Y div CAGR
33.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$172.5K
Annual income
$62,140.98
Full SOBS calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — SOBS vs PEP

📍 SOBS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOBSPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SOBS + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SOBS pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOBS
Annual income on $10K today (after 15% tax)
$515.86/yr
After 10yr DRIP, annual income (after tax)
$52,819.83/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, SOBS beats the other by $225.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOBS + PEP for your $10,000?

SOBS: 50%PEP: 50%
100% PEP50/50100% SOBS
Portfolio after 10yr
$157.2K
Annual income
$62,008.33/yr
Blended yield
39.44%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

SOBS
No analyst data
Altman Z
0.0
Piotroski
3/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOBS buys
0
PEP buys
0
No recent congressional trades found for SOBS or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOBSPEP
Forward yield6.07%3.63%
Annual dividend / share$1.76$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR33.7%40.4%
Portfolio after 10y$172.5K$141.9K
Annual income after 10y$62,140.98$61,875.67
Total dividends collected$138.4K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SOBS vs PEP ($10,000, DRIP)

YearSOBS PortfolioSOBS Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,511$811.42$10,849$509.42+$662.00SOBS
2$13,484$1,167.14$11,969$750.47+$1.5KSOBS
3$16,137$1,708.33$13,500$1,124.14+$2.6KSOBS
4$19,821$2,554.47$15,680$1,721.66+$4.1KSOBS
5$25,129$3,920.61$18,929$2,715.34+$6.2KSOBS
6$33,099$6,210.89$24,023$4,450.80+$9.1KSOBS
7$45,638$10,222.13$32,510$7,669.92+$13.1KSOBS
8$66,444$17,611.74$47,709$14,093.60+$18.7KSOBS
9$103,134$32,039.28$77,415$28,083.48+$25.7KSOBS
10$172,495$62,140.98$141,922$61,875.67+$30.6KSOBS

SOBS vs PEP: Complete Analysis 2026

SOBSStock

Solvay Bank Corp. operates as the bank holding company for Solvay Bank that provides various banking products and services in New York. It offers checking and NOW accounts, savings accounts, certificates of deposit, individual retirement accounts, health savings accounts, and money market accounts. The company also provides home equity, mortgage, improvement, auto, recreational vehicle, and personal loans, as well as checking lines of credit; commercial real estate loans, working capital loans, business lines of credit, business term loans, small business administration loans, and New York state lending programs; and personal and business credit cards. In addition, it offers trust and investment services; auto, home, personal, life, long-term care insurance, commercial property, commercial umbrella, liability, inland marine, and workers compensation insurance products; and online and digital banking, mobile pay, positive pay, merchant card, remote deposit capture, and other services. Solvay Bank Corp. was founded in 1917 and is based in Solvay, New York.

Full SOBS Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.