HomeCompareSOBS vs XYLD

SOBS vs XYLD: Dividend Comparison 2026

SOBS yields 6.07% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SOBS wins by $147.2K in total portfolio value
10 years
SOBS
SOBS
● Live price
6.07%
Share price
$29.00
Annual div
$1.76
5Y div CAGR
33.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$172.5K
Annual income
$62,140.98
Full SOBS calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SOBS vs XYLD

📍 SOBS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOBSXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SOBS + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SOBS pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOBS
Annual income on $10K today (after 15% tax)
$515.86/yr
After 10yr DRIP, annual income (after tax)
$52,819.83/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, SOBS beats the other by $50,083.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOBS + XYLD for your $10,000?

SOBS: 50%XYLD: 50%
100% XYLD50/50100% SOBS
Portfolio after 10yr
$98.9K
Annual income
$32,680.00/yr
Blended yield
33.05%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOBS buys
0
XYLD buys
0
No recent congressional trades found for SOBS or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOBSXYLD
Forward yield6.07%10.98%
Annual dividend / share$1.76$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR33.7%0%
Portfolio after 10y$172.5K$25.3K
Annual income after 10y$62,140.98$3,219.02
Total dividends collected$138.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SOBS vs XYLD ($10,000, DRIP)

YearSOBS PortfolioSOBS Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,511$811.42$10,818$1,098.39+$693.00SOBS
2$13,484$1,167.14$11,738$1,222.51+$1.7KSOBS
3$16,137$1,708.33$12,774$1,364.64+$3.4KSOBS
4$19,821$2,554.47$13,944$1,527.86+$5.9KSOBS
5$25,129$3,920.61$15,270$1,715.87+$9.9KSOBS
6$33,099$6,210.89$16,775$1,933.09+$16.3KSOBS
7$45,638$10,222.13$18,490$2,184.87+$27.1KSOBS
8$66,444$17,611.74$20,450$2,477.63+$46.0KSOBS
9$103,134$32,039.28$22,697$2,819.19+$80.4KSOBS
10$172,495$62,140.98$25,280$3,219.02+$147.2KSOBS

SOBS vs XYLD: Complete Analysis 2026

SOBSStock

Solvay Bank Corp. operates as the bank holding company for Solvay Bank that provides various banking products and services in New York. It offers checking and NOW accounts, savings accounts, certificates of deposit, individual retirement accounts, health savings accounts, and money market accounts. The company also provides home equity, mortgage, improvement, auto, recreational vehicle, and personal loans, as well as checking lines of credit; commercial real estate loans, working capital loans, business lines of credit, business term loans, small business administration loans, and New York state lending programs; and personal and business credit cards. In addition, it offers trust and investment services; auto, home, personal, life, long-term care insurance, commercial property, commercial umbrella, liability, inland marine, and workers compensation insurance products; and online and digital banking, mobile pay, positive pay, merchant card, remote deposit capture, and other services. Solvay Bank Corp. was founded in 1917 and is based in Solvay, New York.

Full SOBS Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.