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SOFIW vs FCPT: Dividend Comparison 2026

SOFIW yields 36.36% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $22.5K in total portfolio value· pulled ahead in Year 5
10 years
SOFIW
SOFIW
● Live price
36.36%
Share price
$5.50
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$4.80
Full SOFIW calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — SOFIW vs FCPT

📍 FCPT pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOFIWFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SOFIW + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SOFIW pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOFIW
Annual income on $10K today (after 15% tax)
$3,090.91/yr
After 10yr DRIP, annual income (after tax)
$4.08/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,904.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOFIW + FCPT for your $10,000?

SOFIW: 50%FCPT: 50%
100% FCPT50/50100% SOFIW
Portfolio after 10yr
$37.8K
Annual income
$2,890.04/yr
Blended yield
7.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SOFIW
Analyst Ratings
1
Buy
Consensus: Buy
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOFIW buys
0
FCPT buys
0
No recent congressional trades found for SOFIW or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOFIWFCPT
Forward yield36.36% ✓6.05%
Annual dividend / share$2.00 ✓$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%15.8% ✓
Portfolio after 10y$26.6K$49.1K ✓
Annual income after 10y$4.80$5,775.28 ✓
Total dividends collected$4.1K$24.1K ✓
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyHold

Year-by-year: SOFIW vs FCPT ($10,000, DRIP)

YearSOFIW PortfolioSOFIW Income/yrFCPT PortfolioFCPT Income/yrGap
1$12,518$1,818.18$11,401$700.92+$1.1K → SOFIW
2$14,458$1,063.57$13,064$864.84+$1.4K → SOFIW
3$16,044$574.01$15,051$1,072.48+$993.00 → SOFIW
4$17,465$297.65$17,442$1,337.22+$23.00 → SOFIW
5← crossover$18,839$151.41$20,340$1,677.08$1.5K → FCPT
6$20,234$76.32$23,880$2,116.57$3.6K → FCPT
7$21,688$38.30$28,241$2,689.36$6.6K → FCPT
8$23,226$19.19$33,660$3,442.07$10.4K → FCPT
9$24,861$9.60$40,456$4,439.95$15.6K → FCPT
10$26,606$4.80$49,063$5,775.28$22.5K → FCPT

SOFIW vs FCPT: Complete Analysis 2026

SOFIW — Stock

SoFi Technologies, Inc., a finance company, operates an online platform that provides financial services. It offers student loan refinancing, private student loans, personal loans, auto loan refinance, home loans, mortgage loans, and investments, as well as insurance products for renters, homeowners, automobiles, and others. The company was incorporated in 2011 and is based in San Francisco, California.

Full SOFIW Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.