Home › Compare › SOFL vs SPHD

SOFL vs SPHD: Dividend Comparison 2026

SOFL yields 8.76% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SOFL wins by $7.7K in total portfolio value
10 years
SOFL
SOFL
● Live price
8.76%
Share price
$22.84
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.7K
Annual income
$1,521.81
Full SOFL calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — SOFL vs SPHD

📍 SOFL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOFLSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SOFL + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SOFL pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOFL
Annual income on $10K today (after 15% tax)
$744.31/yr
After 10yr DRIP, annual income (after tax)
$1,293.54/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SOFL beats the other by $529.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOFL + SPHD for your $10,000?

SOFL: 50%SPHD: 50%
100% SPHD50/50100% SOFL
Portfolio after 10yr
$31.9K
Annual income
$1,210.50/yr
Blended yield
3.80%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOFL buys
0
SPHD buys
0
No recent congressional trades found for SOFL or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOFLSPHD
Forward yield8.76% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$35.7K ✓$28.0K
Annual income after 10y$1,521.81 ✓$899.19
Total dividends collected$12.0K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SOFL vs SPHD ($10,000, DRIP)

YearSOFL PortfolioSOFL Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,576$875.66$11,120$420.00+$456.00 → SOFL
2$13,333$947.32$12,357$458.31+$976.00 → SOFL
3$15,286$1,019.78$13,721$499.76+$1.6K → SOFL
4$17,449$1,092.67$15,227$544.58+$2.2K → SOFL
5$19,836$1,165.67$16,885$593.02+$3.0K → SOFL
6$22,463$1,238.44$18,713$645.34+$3.8K → SOFL
7$25,346$1,310.70$20,724$701.81+$4.6K → SOFL
8$28,503$1,382.18$22,938$762.73+$5.6K → SOFL
9$31,951$1,452.62$25,372$828.41+$6.6K → SOFL
10$35,709$1,521.81$28,047$899.19+$7.7K → SOFL

SOFL vs SPHD: Complete Analysis 2026

SOFL — Stock

The fund is an actively managed ETF that attempts to achieve, before fees and expenses, two times (200%) the daily percentage change in the performance of the index by employing derivatives, namely swap agreements and/or listed options contracts. The fund is non-diversified.

Full SOFL Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
📬

Get this SOFL vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SOFL vs SCHDSOFL vs JEPISOFL vs OSOFL vs KOSOFL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.