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SOFX vs PEP: Dividend Comparison 2026

SOFX yields 38.42% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SOFX wins by $70.8K in total portfolio value
10 years
SOFX
SOFX
● Live price
38.42%
Share price
$9.37
Annual div
$3.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$212.7K
Annual income
$34,752.90
Full SOFX calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — SOFX vs PEP

📍 SOFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOFXPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SOFX + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SOFX pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOFX
Annual income on $10K today (after 15% tax)
$3,265.85/yr
After 10yr DRIP, annual income (after tax)
$29,539.97/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $23,054.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOFX + PEP for your $10,000?

SOFX: 50%PEP: 50%
100% PEP50/50100% SOFX
Portfolio after 10yr
$177.3K
Annual income
$48,314.29/yr
Blended yield
27.25%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

SOFX
No analyst data
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOFX buys
0
PEP buys
0
No recent congressional trades found for SOFX or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOFXPEP
Forward yield38.42%3.63%
Annual dividend / share$3.60$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$212.7K$141.9K
Annual income after 10y$34,752.90$61,875.67
Total dividends collected$158.1K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SOFX vs PEP ($10,000, DRIP)

YearSOFX PortfolioSOFX Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$14,542$3,842.18$10,849$509.42+$3.7KSOFX
2$20,782$5,221.84$11,969$750.47+$8.8KSOFX
3$29,211$6,974.24$13,500$1,124.14+$15.7KSOFX
4$40,417$9,161.61$15,680$1,721.66+$24.7KSOFX
5$55,094$11,847.04$18,929$2,715.34+$36.2KSOFX
6$74,043$15,092.44$24,023$4,450.80+$50.0KSOFX
7$98,182$18,956.42$32,510$7,669.92+$65.7KSOFX
8$128,547$23,492.15$47,709$14,093.60+$80.8KSOFX
9$166,291$28,745.42$77,415$28,083.48+$88.9KSOFX
10$212,684$34,752.90$141,922$61,875.67+$70.8KSOFX

SOFX vs PEP: Complete Analysis 2026

SOFXStock

SOFX uses swap agreements to make bullish bets on SoFi Technologies, Inc. (SOFI) share price. SOFI is an American personal finance and financial technology company that provides various financial services. The fund seeks to maintain daily leveraged exposure equivalent to 200% of the daily percentage change in SOFI's share price through daily rebalancing. As a leveraged product, it is designed for short-term tactical use, not as a long-term investment vehicle. Returns may deviate from the expected 2x if held longer than a single day due to factors like volatility and compounding effects. This strategy is high-risk and does not incorporate a defensive position. SOFX could potentially lose value over time, even if SOFI's performance is strong. It is expected to invest in US Government securities, money market funds, short-term bond ETFs, and corporate debt as collateral.

Full SOFX Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.