Is SOHO or XYLD a better dividend investment in 2026?

SOHO currently yields 88.89% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SOHO offers higher current income.

What is the dividend yield difference between SOHO and XYLD?

SOHO has a forward dividend yield of 88.89% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 77.91 percentage points.

Home › Compare › SOHO vs XYLD

SOHO vs XYLD: Dividend Comparison 2026

SOHO yields 88.89% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SOHO wins by $13.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SOHO

● Live price

88.89%

Share price

$2.25

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.2K

Annual income

$17.29

Full SOHO calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SOHO vs XYLD

📍 SOHO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SOHO	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SOHO + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SOHO pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOHO

Annual income on $10K today (after 15% tax)

$7,555.56/yr

After 10yr DRIP, annual income (after tax)

$14.70/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,721.47/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOHO + XYLD for your $10,000?

SOHO: 50%XYLD: 50%

100% XYLD50/50100% SOHO

Portfolio after 10yr

$32.2K

Annual income

$1,618.16/yr

Blended yield

5.02%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SOHO right now

SOHO

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

0.3

Piotroski

3/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOHO buys

XYLD buys

No recent congressional trades found for SOHO or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSOHOXYLD

Forward yield	88.89% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$39.2K ✓	$25.3K
Annual income after 10y	$17.29	$3,219.02 ✓
Total dividends collected	$11.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SOHO vs XYLD ($10,000, DRIP)

Year	SOHO Portfolio	SOHO Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$15,144	$4,444.44	$10,818	$1,098.39	+$4.3K → SOHO
2	$19,350	$3,145.26	$11,738	$1,222.51	+$7.6K → SOHO
3	$22,582	$1,877.88	$12,774	$1,364.64	+$9.8K → SOHO
4	$25,187	$1,024.10	$13,944	$1,527.86	+$11.2K → SOHO
5	$27,484	$533.75	$15,270	$1,715.87	+$12.2K → SOHO
6	$29,680	$272.16	$16,775	$1,933.09	+$12.9K → SOHO
7	$31,895	$137.34	$18,490	$2,184.87	+$13.4K → SOHO
8	$34,196	$68.97	$20,450	$2,477.63	+$13.7K → SOHO
9	$36,625	$34.55	$22,697	$2,819.19	+$13.9K → SOHO
10	$39,206	$17.29	$25,280	$3,219.02	+$13.9K → SOHO

SOHO vs XYLD: Complete Analysis 2026

SOHO — Stock

Sotherly Hotels Inc. is a self-managed and self-administered lodging REIT focused on the acquisition, renovation, upbranding and repositioning of upscale to upper-upscale full-service hotels in the Southern United States. Currently, the Company's portfolio consists of investments in twelve hotel properties, comprising 3,156 rooms, as well as interests in two condominium hotels and their associated rental programs. The Company owns hotels that operate under the Hilton Worldwide, Hyatt Hotels Corporation, and Marriott International, Inc. brands, as well as independent hotels. Sotherly Hotels Inc. was organized in 2004 and is headquartered in Williamsburg, Virginia.

Full SOHO Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SOHO vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SOHO vs SCHD SOHO vs JEPI SOHO vs O SOHO vs KO SOHO vs MAIN SOHO vs QYLD SOHO vs JEPQ SOHO vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.