HomeCompareSOUB vs DIVO

SOUB vs DIVO: Dividend Comparison 2026

SOUB yields 14.29% · DIVO yields 6.49%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SOUB wins by $20.4K in total portfolio value
10 years
SOUB
SOUB
● Live price
14.29%
Share price
$14.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.1K
Annual income
$3,459.69
Full SOUB calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — SOUB vs DIVO

📍 SOUB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOUBDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SOUB + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SOUB pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOUB
Annual income on $10K today (after 15% tax)
$1,214.29/yr
After 10yr DRIP, annual income (after tax)
$2,940.74/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, SOUB beats the other by $2,106.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOUB + DIVO for your $10,000?

SOUB: 50%DIVO: 50%
100% DIVO50/50100% SOUB
Portfolio after 10yr
$40.9K
Annual income
$2,220.69/yr
Blended yield
5.43%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOUB buys
0
DIVO buys
0
No recent congressional trades found for SOUB or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOUBDIVO
Forward yield14.29%6.49%
Annual dividend / share$2.00$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$51.1K$30.7K
Annual income after 10y$3,459.69$981.68
Total dividends collected$24.0K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SOUB vs DIVO ($10,000, DRIP)

YearSOUB PortfolioSOUB Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$12,129$1,428.57$11,349$649.42+$780.00SOUB
2$14,597$1,619.30$12,833$688.83+$1.8KSOUB
3$17,440$1,821.35$14,459$727.90+$3.0KSOUB
4$20,695$2,033.75$16,238$766.49+$4.5KSOUB
5$24,399$2,255.40$18,179$804.47+$6.2KSOUB
6$28,592$2,485.12$20,293$841.71+$8.3KSOUB
7$33,315$2,721.68$22,591$878.14+$10.7KSOUB
8$38,611$2,963.82$25,087$913.65+$13.5KSOUB
9$44,524$3,210.24$27,791$948.18+$16.7KSOUB
10$51,100$3,459.69$30,718$981.68+$20.4KSOUB

SOUB vs DIVO: Complete Analysis 2026

SOUBStock

SouthPoint Bancshares, Inc., through its subsidiary, SouthPoint Bank, provides various banking products and services in central Alabama. The company accepts various deposits, such as checking, saving, money market, and IRA accounts; and certificates of deposit. It also offers commercial, residential, consumer, small business administration, and home equity loans; and home mortgage services. In addition, the company provides debit and credit cards; wealth and treasury management, remote deposit, mobile and online banking, and bill pay services. It operates five branches in Birmingham, Vestavia Hills, Gardendale, Trussville, and Wilsonville. The company also operates a full-service mortgage division with six branches throughout the state of Alabama. SouthPoint Bancshares, Inc. was incorporated in 2005 and is based in Birmingham, Alabama.

Full SOUB Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.