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SPBU vs XYLD: Dividend Comparison 2026

SPBU yields 7.36% · XYLD yields 9.02%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPBU wins by $11.4K in total portfolio value
10 years
SPBU
SPBU
● Live price
7.36%
Share price
$27.17
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.6K
Annual income
$1,174.12
Full SPBU calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — SPBU vs XYLD

📍 SPBU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPBUXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPBU + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SPBU pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPBU
Annual income on $10K today (after 15% tax)
$625.69/yr
After 10yr DRIP, annual income (after tax)
$998.00/yr
XYLD
Annual income on $10K today (after 15% tax)
$766.32/yr
After 10yr DRIP, annual income (after tax)
$2,009.19/yr
At 15% tax rate, XYLD beats the other by $1,011.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPBU + XYLD for your $10,000?

SPBU: 50%XYLD: 50%
100% XYLD50/50100% SPBU
Portfolio after 10yr
$26.8K
Annual income
$1,768.94/yr
Blended yield
6.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPBU buys
0
XYLD buys
0
No recent congressional trades found for SPBU or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPBUXYLD
Forward yield7.36%9.02% ✓
Annual dividend / share$2.00$3.48 ✓
Payout ratio50% ✓90%
1-year div growth0% ✓-2.1%
5-year div CAGR0%0.5% ✓
Portfolio after 10y$32.6K ✓$21.1K
Annual income after 10y$1,174.12$2,363.75 ✓
Total dividends collected$9.6K$15.0K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SPBU vs XYLD ($10,000, DRIP)

YearSPBU PortfolioSPBU Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,436$736.11$10,626$906.06+$810.00 → SPBU
2$13,023$786.75$11,324$995.47+$1.7K → SPBU
3$14,772$837.33$12,104$1,096.88+$2.7K → SPBU
4$16,694$887.64$12,977$1,212.21+$3.7K → SPBU
5$18,800$937.49$13,958$1,343.80+$4.8K → SPBU
6$21,103$986.69$15,061$1,494.40+$6.0K → SPBU
7$23,615$1,035.09$16,307$1,667.30+$7.3K → SPBU
8$26,351$1,082.54$17,717$1,866.48+$8.6K → SPBU
9$29,324$1,128.92$19,317$2,096.71+$10.0K → SPBU
10$32,551$1,174.12$21,140$2,363.75+$11.4K → SPBU

SPBU vs XYLD: Complete Analysis 2026

SPBU — Stock

The fund seeks to provide capital appreciation with downside risk mitigation.

Full SPBU Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.