Is SPCIX or RYLD a better dividend investment in 2026?

SPCIX currently yields 34.01% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SPCIX offers higher current income.

What is the dividend yield difference between SPCIX and RYLD?

SPCIX has a forward dividend yield of 34.01% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 21.87 percentage points.

Home › Compare › SPCIX vs RYLD

SPCIX vs RYLD: Dividend Comparison 2026

SPCIX yields 34.01% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPCIX wins by $121.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPCIX

● Live price

34.01%

Share price

$5.88

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$166.4K

Annual income

$24,531.84

Full SPCIX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SPCIX vs RYLD

📍 SPCIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPCIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPCIX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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SPCIX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPCIX

Annual income on $10K today (after 15% tax)

$2,891.16/yr

After 10yr DRIP, annual income (after tax)

$20,852.06/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SPCIX beats the other by $18,652.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPCIX + RYLD for your $10,000?

SPCIX: 50%RYLD: 50%

100% RYLD50/50100% SPCIX

Portfolio after 10yr

$105.5K

Annual income

$13,559.59/yr

Blended yield

12.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPCIX buys

RYLD buys

No recent congressional trades found for SPCIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPCIXRYLD

Forward yield	34.01% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$166.4K ✓	$44.5K
Annual income after 10y	$24,531.84 ✓	$2,587.35
Total dividends collected	$118.9K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SPCIX vs RYLD ($10,000, DRIP)

Year	SPCIX Portfolio	SPCIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$14,101	$3,401.36	$11,914	$1,213.65	+$2.2K → SPCIX
2	$19,571	$4,482.60	$14,099	$1,351.30	+$5.5K → SPCIX
3	$26,755	$5,814.33	$16,580	$1,494.55	+$10.2K → SPCIX
4	$36,057	$7,428.69	$19,384	$1,642.61	+$16.7K → SPCIX
5	$47,937	$9,356.34	$22,535	$1,794.70	+$25.4K → SPCIX
6	$62,918	$11,625.37	$26,063	$1,950.00	+$36.9K → SPCIX
7	$81,583	$14,260.23	$29,995	$2,107.69	+$51.6K → SPCIX
8	$104,574	$17,280.82	$34,361	$2,266.99	+$70.2K → SPCIX
9	$132,596	$20,701.77	$39,194	$2,427.12	+$93.4K → SPCIX
10	$166,410	$24,531.84	$44,525	$2,587.35	+$121.9K → SPCIX

SPCIX vs RYLD: Complete Analysis 2026

SPCIX — Stock

Global Macro is an investment strategy that is defined by its freedom to trade both long and short positions in an array of asset classes and investment instruments located anywhere in the world. Under normal market conditions, the advisor expects to primarily invest in securities and instruments that provide investment exposure to a variety of countries and regions throughout the world, including both developed and emerging markets.

Full SPCIX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.