Is SPCM or XYLD a better dividend investment in 2026?

SPCM currently yields 18.83% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SPCM offers higher current income.

What is the dividend yield difference between SPCM and XYLD?

SPCM has a forward dividend yield of 18.83% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.85 percentage points.

Home › Compare › SPCM vs XYLD

SPCM vs XYLD: Dividend Comparison 2026

SPCM yields 18.83% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPCM wins by $42.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPCM

● Live price

18.83%

Share price

$10.62

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$68.0K

Annual income

$5,937.40

Full SPCM calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SPCM vs XYLD

📍 SPCM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPCM	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPCM + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPCM pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPCM

Annual income on $10K today (after 15% tax)

$1,600.75/yr

After 10yr DRIP, annual income (after tax)

$5,046.79/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SPCM beats the other by $2,310.62/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPCM + XYLD for your $10,000?

SPCM: 50%XYLD: 50%

100% XYLD50/50100% SPCM

Portfolio after 10yr

$46.6K

Annual income

$4,578.21/yr

Blended yield

9.82%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPCM buys

XYLD buys

No recent congressional trades found for SPCM or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPCMXYLD

Forward yield	18.83% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$68.0K ✓	$25.3K
Annual income after 10y	$5,937.40 ✓	$3,219.02
Total dividends collected	$37.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SPCM vs XYLD ($10,000, DRIP)

Year	SPCM Portfolio	SPCM Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,583	$1,883.24	$10,818	$1,098.39	+$1.8K → SPCM
2	$15,679	$2,214.70	$11,738	$1,222.51	+$3.9K → SPCM
3	$19,355	$2,578.99	$12,774	$1,364.64	+$6.6K → SPCM
4	$23,686	$2,975.45	$13,944	$1,527.86	+$9.7K → SPCM
5	$28,747	$3,402.94	$15,270	$1,715.87	+$13.5K → SPCM
6	$34,619	$3,859.86	$16,775	$1,933.09	+$17.8K → SPCM
7	$41,386	$4,344.23	$18,490	$2,184.87	+$22.9K → SPCM
8	$49,137	$4,853.72	$20,450	$2,477.63	+$28.7K → SPCM
9	$57,962	$5,385.71	$22,697	$2,819.19	+$35.3K → SPCM
10	$67,957	$5,937.40	$25,280	$3,219.02	+$42.7K → SPCM

SPCM vs XYLD: Complete Analysis 2026

SPCM — Stock

Sound Point Acquisition Corp I, Ltd does not have significant operations. The company focuses on effecting a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses or entities. It primarily focuses on technology, media, consumer brands, and other industries. The company was incorporated in 2021 and is based in New York, New York.

Full SPCM Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.