HomeCompareSPCT vs MO

SPCT vs MO: Dividend Comparison 2026

SPCT yields 0.46% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $57.4K in total portfolio value· pulled ahead in Year 3
10 years
SPCT
SPCT
● Live price
0.46%
Share price
$26.04
Annual div
$0.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.3K
Annual income
$47.24
Full SPCT calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — SPCT vs MO

📍 MO pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPCTMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SPCT + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPCT pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPCT
Annual income on $10K today (after 15% tax)
$38.97/yr
After 10yr DRIP, annual income (after tax)
$40.15/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, MO beats the other by $24,583.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPCT + MO for your $10,000?

SPCT: 50%MO: 50%
100% MO50/50100% SPCT
Portfolio after 10yr
$49.0K
Annual income
$14,507.89/yr
Blended yield
29.60%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

SPCT
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPCT buys
0
MO buys
0
No recent congressional trades found for SPCT or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPCTMO
Forward yield0.46%6.27%
Annual dividend / share$0.12$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$20.3K$77.7K
Annual income after 10y$47.24$28,968.54
Total dividends collected$466.00$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SPCT vs MO ($10,000, DRIP)

YearSPCT PortfolioSPCT Income/yrMO PortfolioMO Income/yrGap
1$10,746$45.85$10,558$768.31+$188.00SPCT
2$11,544$46.05$11,352$1,015.87+$192.00SPCT
3← crossover$12,398$46.23$12,482$1,367.86$84.00MO
4$13,313$46.41$14,103$1,883.39$790.00MO
5$14,291$46.57$16,472$2,664.91$2.2KMO
6$15,338$46.72$20,024$3,897.79$4.7KMO
7$16,459$46.86$25,537$5,933.74$9.1KMO
8$17,658$47.00$34,478$9,476.77$16.8KMO
9$18,941$47.12$49,776$16,022.63$30.8KMO
10$20,314$47.24$77,699$28,968.54$57.4KMO

SPCT vs MO: Complete Analysis 2026

SPCTStock

SPCT aims for capital appreciation and current income by investing in dividend-paying large-cap US companies from various sectors. The actively managed fund provides exposure across 11 sectors representing most of the US equity market, such as consumer food, consumer discretionary, pharmaceuticals, consumer staples, energy, financials, health care, industrials, information technology, real estate, and utilities. It focuses on dividend-paying blue-chip companies, while considering dividend increases, growth potential, reduced volatility, and their track record of raising dividends to shareholders. In addition, the adviser considers established market leaders with a strong financial foundation and potential. Both top-down and bottom-up approaches may be used when constructing the portfolio. The adviser can evaluate industries, sectors, and companies based on their assessment of favorable characteristics in the current and forecasted economic environments.

Full SPCT Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
📬

Get this SPCT vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SPCT vs SCHDSPCT vs JEPISPCT vs OSPCT vs KOSPCT vs MAINSPCT vs PMSPCT vs BTISPCT vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.