HomeCompareSPCT vs RYLD

SPCT vs RYLD: Dividend Comparison 2026

SPCT yields 0.46% · RYLD yields 12.39%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $25.0K in total portfolio value
10 years
SPCT
SPCT
● Live price
0.46%
Share price
$26.04
Annual div
$0.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.3K
Annual income
$47.24
Full SPCT calculator →
RYLD
RYLD
● Live price
12.39%
Share price
$14.64
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.3K
Annual income
$2,682.98
Full RYLD calculator →

Portfolio growth — SPCT vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPCTRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPCT + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPCT pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPCT
Annual income on $10K today (after 15% tax)
$38.97/yr
After 10yr DRIP, annual income (after tax)
$40.15/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,053.44/yr
After 10yr DRIP, annual income (after tax)
$2,280.53/yr
At 15% tax rate, RYLD beats the other by $2,240.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPCT + RYLD for your $10,000?

SPCT: 50%RYLD: 50%
100% RYLD50/50100% SPCT
Portfolio after 10yr
$32.8K
Annual income
$1,365.11/yr
Blended yield
4.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPCT buys
0
RYLD buys
0
No recent congressional trades found for SPCT or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPCTRYLD
Forward yield0.46%12.39%
Annual dividend / share$0.12$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.3K$45.3K
Annual income after 10y$47.24$2,682.98
Total dividends collected$466.00$19.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPCT vs RYLD ($10,000, DRIP)

YearSPCT PortfolioSPCT Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,746$45.85$11,939$1,239.34$1.2KRYLD
2$11,544$46.05$14,158$1,382.89$2.6KRYLD
3$12,398$46.23$16,682$1,532.59$4.3KRYLD
4$13,313$46.41$19,537$1,687.64$6.2KRYLD
5$14,291$46.57$22,752$1,847.20$8.5KRYLD
6$15,338$46.72$26,355$2,010.43$11.0KRYLD
7$16,459$46.86$30,376$2,176.45$13.9KRYLD
8$17,658$47.00$34,847$2,344.43$17.2KRYLD
9$18,941$47.12$39,800$2,513.54$20.9KRYLD
10$20,314$47.24$45,269$2,682.98$25.0KRYLD

SPCT vs RYLD: Complete Analysis 2026

SPCTStock

SPCT aims for capital appreciation and current income by investing in dividend-paying large-cap US companies from various sectors. The actively managed fund provides exposure across 11 sectors representing most of the US equity market, such as consumer food, consumer discretionary, pharmaceuticals, consumer staples, energy, financials, health care, industrials, information technology, real estate, and utilities. It focuses on dividend-paying blue-chip companies, while considering dividend increases, growth potential, reduced volatility, and their track record of raising dividends to shareholders. In addition, the adviser considers established market leaders with a strong financial foundation and potential. Both top-down and bottom-up approaches may be used when constructing the portfolio. The adviser can evaluate industries, sectors, and companies based on their assessment of favorable characteristics in the current and forecasted economic environments.

Full SPCT Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.