HomeCompareSPCZ vs VYM

SPCZ vs VYM: Dividend Comparison 2026

SPCZ yields 12.07% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPCZ wins by $16.5K in total portfolio value
10 years
SPCZ
SPCZ
● Live price
12.07%
Share price
$25.52
Annual div
$3.08
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.3K
Annual income
$2,563.26
Full SPCZ calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — SPCZ vs VYM

📍 SPCZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPCZVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPCZ + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPCZ pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPCZ
Annual income on $10K today (after 15% tax)
$1,026.02/yr
After 10yr DRIP, annual income (after tax)
$2,178.77/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, SPCZ beats the other by $1,942.00/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SPCZ + VYM for your $10,000?

SPCZ: 50%VYM: 50%
100% VYM50/50100% SPCZ
Portfolio after 10yr
$36.1K
Annual income
$1,420.90/yr
Blended yield
3.94%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPCZ buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPCZVYM
Forward yield12.07%2.41%
Annual dividend / share$3.08$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$44.3K$27.8K
Annual income after 10y$2,563.26$278.55
Total dividends collected$18.7K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPCZ vs VYM ($10,000, DRIP)

YearSPCZ PortfolioSPCZ Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,907$1,207.08$11,151$241.44+$756.00SPCZ
2$14,084$1,343.25$12,413$246.79+$1.7KSPCZ
3$16,555$1,484.87$13,794$251.79+$2.8KSPCZ
4$19,345$1,631.18$15,306$256.47+$4.0KSPCZ
5$22,480$1,781.39$16,960$260.84+$5.5KSPCZ
6$25,988$1,934.70$18,768$264.92+$7.2KSPCZ
7$29,898$2,090.31$20,745$268.71+$9.2KSPCZ
8$34,238$2,247.44$22,905$272.24+$11.3KSPCZ
9$39,040$2,405.33$25,265$275.51+$13.8KSPCZ
10$44,336$2,563.26$27,842$278.55+$16.5KSPCZ

SPCZ vs VYM: Complete Analysis 2026

SPCZStock

Under normal market conditions, the fund seeks to invest primarily in units made up of common stock, warrants and rights of U.S.-listed special purpose acquisition companies (“SPACs”). In seeking to achieve the fund’s investment objective, the sub-adviser will monitor the fund’s portfolio and adjust positions based on changes in expectations of the investments or the availability of better alternatives. At least 80% of the fund’s net assets, plus borrowings for investment purposes, will be invested in Pre-Merger SPACs. The fund is non-diversified.

Full SPCZ Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.