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SPDN vs SCHD: Dividend Comparison 2026

SPDN yields 3.52% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $3.9K in total portfolio value
10 years
SPDN
SPDN
● Live price
3.52%
Share price
$10.10
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$441.51
Full SPDN calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SPDN vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPDNSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SPDN + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SPDN pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPDN
Annual income on $10K today (after 15% tax)
$299.25/yr
After 10yr DRIP, annual income (after tax)
$375.28/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SPDN beats the other by $13.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPDN + SCHD for your $10,000?

SPDN: 50%SCHD: 50%
100% SCHD50/50100% SPDN
Portfolio after 10yr
$27.1K
Annual income
$433.72/yr
Blended yield
1.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPDN buys
0
SCHD buys
0
No recent congressional trades found for SPDN or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPDNSCHD
Forward yield3.52% ✓3.46%
Annual dividend / share$0.36$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.1K$29.0K ✓
Annual income after 10y$441.51 ✓$425.95
Total dividends collected$4.0K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPDN vs SCHD ($10,000, DRIP)

YearSPDN PortfolioSPDN Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,052$352.05$11,226$346.36$174.00 → SCHD
2$12,189$363.64$12,572$357.38$383.00 → SCHD
3$13,417$374.82$14,046$367.84$629.00 → SCHD
4$14,742$385.59$15,660$377.73$918.00 → SCHD
5$16,170$395.95$17,425$387.07$1.3K → SCHD
6$17,708$405.88$19,354$395.86$1.6K → SCHD
7$19,363$415.41$21,461$404.13$2.1K → SCHD
8$21,143$424.51$23,762$411.89$2.6K → SCHD
9$23,056$433.21$26,272$419.15$3.2K → SCHD
10$25,111$441.51$29,010$425.95$3.9K → SCHD

SPDN vs SCHD: Complete Analysis 2026

SPDN — Stock

The Direxion Daily S&P 500 Bear 1X ETF seeks daily investment results, before fees and expenses, of 100% of the inverse (or opposite) of the performance of the S&P 500 Index. There is no guarantee the fund will achieve its stated investment objective.

Full SPDN Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.