Is SPFIX or DVY a better dividend investment in 2026?

SPFIX currently yields 3.80% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: SPFIX offers higher current income.

What is the dividend yield difference between SPFIX and DVY?

SPFIX has a forward dividend yield of 3.80% ($3.04/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 0.30 percentage points.

Home › Compare › SPFIX vs DVY

SPFIX vs DVY: Dividend Comparison 2026

SPFIX yields 3.80% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPFIX wins by $530.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPFIX

● Live price

3.80%

Share price

$79.83

Annual div

$3.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$485.46

Full SPFIX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — SPFIX vs DVY

📍 SPFIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPFIX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPFIX + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPFIX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPFIX

Annual income on $10K today (after 15% tax)

$323.21/yr

After 10yr DRIP, annual income (after tax)

$412.64/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, SPFIX beats the other by $40.53/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPFIX + DVY for your $10,000?

SPFIX: 50%DVY: 50%

100% DVY50/50100% SPFIX

Portfolio after 10yr

$25.3K

Annual income

$461.62/yr

Blended yield

1.82%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPFIX buys

DVY buys

No recent congressional trades found for SPFIX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPFIXDVY

Forward yield	3.80% ✓	3.50%
Annual dividend / share	$3.04	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.6K ✓	$25.1K
Annual income after 10y	$485.46 ✓	$437.78
Total dividends collected	$4.4K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SPFIX vs DVY ($10,000, DRIP)

Year	SPFIX Portfolio	SPFIX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,080	$380.24	$11,050	$349.62	+$30.00 → SPFIX
2	$12,250	$393.76	$12,184	$361.04	+$66.00 → SPFIX
3	$13,514	$406.83	$13,409	$372.07	+$105.00 → SPFIX
4	$14,879	$419.46	$14,730	$382.68	+$149.00 → SPFIX
5	$16,353	$431.63	$16,154	$392.89	+$199.00 → SPFIX
6	$17,941	$443.33	$17,688	$402.69	+$253.00 → SPFIX
7	$19,651	$454.56	$19,338	$412.07	+$313.00 → SPFIX
8	$21,492	$465.33	$21,113	$421.04	+$379.00 → SPFIX
9	$23,472	$475.63	$23,020	$429.61	+$452.00 → SPFIX
10	$25,600	$485.46	$25,070	$437.78	+$530.00 → SPFIX

SPFIX vs DVY: Complete Analysis 2026

SPFIX — Stock

The S&P 500 Index includes the common stocks of 500 leading U.S. companies from a broad range of industries. The fund is passively managed. It invests primarily in the stocks that make up the index so that the weighting of each stock in the portfolio approximates the index. The fund's policy to invest at least 80% of its total assets (which includes the amount of any borrowings for investment purposes) in the underlying stocks of the index.

Full SPFIX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.