Is SPHAU or RYLD a better dividend investment in 2026?

SPHAU currently yields 19.53% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SPHAU offers higher current income.

What is the dividend yield difference between SPHAU and RYLD?

SPHAU has a forward dividend yield of 19.53% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.39 percentage points.

Home › Compare › SPHAU vs RYLD

SPHAU vs RYLD: Dividend Comparison 2026

SPHAU yields 19.53% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHAU wins by $26.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPHAU

● Live price

19.53%

Share price

$10.24

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$70.9K

Annual income

$6,408.09

Full SPHAU calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SPHAU vs RYLD

📍 SPHAU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPHAU	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SPHAU + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPHAU pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHAU

Annual income on $10K today (after 15% tax)

$1,660.16/yr

After 10yr DRIP, annual income (after tax)

$5,446.88/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SPHAU beats the other by $3,247.63/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPHAU + RYLD for your $10,000?

SPHAU: 50%RYLD: 50%

100% RYLD50/50100% SPHAU

Portfolio after 10yr

$57.7K

Annual income

$4,497.71/yr

Blended yield

7.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHAU buys

RYLD buys

No recent congressional trades found for SPHAU or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPHAURYLD

Forward yield	19.53% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$70.9K ✓	$44.5K
Annual income after 10y	$6,408.09 ✓	$2,587.35
Total dividends collected	$39.8K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SPHAU vs RYLD ($10,000, DRIP)

Year	SPHAU Portfolio	SPHAU Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,653	$1,953.13	$11,914	$1,213.65	+$739.00 → SPHAU
2	$15,848	$2,309.64	$14,099	$1,351.30	+$1.7K → SPHAU
3	$19,662	$2,703.65	$16,580	$1,494.55	+$3.1K → SPHAU
4	$24,173	$3,134.70	$19,384	$1,642.61	+$4.8K → SPHAU
5	$29,466	$3,601.78	$22,535	$1,794.70	+$6.9K → SPHAU
6	$35,632	$4,103.34	$26,063	$1,950.00	+$9.6K → SPHAU
7	$42,764	$4,637.37	$29,995	$2,107.69	+$12.8K → SPHAU
8	$50,959	$5,201.42	$34,361	$2,266.99	+$16.6K → SPHAU
9	$60,319	$5,792.69	$39,194	$2,427.12	+$21.1K → SPHAU
10	$70,949	$6,408.09	$44,525	$2,587.35	+$26.4K → SPHAU

SPHAU vs RYLD: Complete Analysis 2026

SPHAU — Stock

Shepherd Ave Capital Acquisition Corp. is a blank check company, which engages in the purpose of effecting a merger, share exchange, asset acquisition, share purchase, recapitalization, reorganization or similar business combination with one or more businesses or entities. The company was founded on May 31, 2024 and is headquartered in Wilmington, DE.

Full SPHAU Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this SPHAU vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SPHAU vs SCHD SPHAU vs JEPI SPHAU vs O SPHAU vs KO SPHAU vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.