HomeCompareSPHD vs CNI

SPHD vs CNI: Dividend Comparison 2026

SPHD yields 4.33% · CNI yields 2.56%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CNI wins by $225.3K in total portfolio value· pulled ahead in Year 2
10 years
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →
CNI
CNI
● Live price
2.56%
Share price
$101.33
Annual div
$2.60
5Y div CAGR
54.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$251.8K
Annual income
$126,929.80
Full CNI calculator →

Portfolio growth — SPHD vs CNI

📍 CNI pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPHDCNI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPHD + CNI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPHD pays
CNI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
CNI
Annual income on $10K today (after 15% tax)
$217.91/yr
After 10yr DRIP, annual income (after tax)
$107,890.33/yr
At 15% tax rate, CNI beats the other by $107,404.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPHD + CNI for your $10,000?

SPHD: 50%CNI: 50%
100% CNI50/50100% SPHD
Portfolio after 10yr
$139.2K
Annual income
$63,750.56/yr
Blended yield
45.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CNI right now

SPHD
No analyst data
CNI
Analyst Ratings
16
Buy
32
Hold
3
Sell
Consensus: Hold
Price Target
$101.33
0.0% upside vs current
Range: $100.00 — $103.00
Altman Z
2.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHD buys
0
CNI buys
0
No recent congressional trades found for SPHD or CNI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPHDCNI
Forward yield4.33%2.56%
Annual dividend / share$2.14$2.60
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%54.6%
Portfolio after 10y$26.5K$251.8K
Annual income after 10y$571.32$126,929.80
Total dividends collected$5.1K$218.3K
Payment frequencyquarterlyquarterly
SectorETFStock

Year-by-year: SPHD vs CNI ($10,000, DRIP)

YearSPHD PortfolioSPHD Income/yrCNI PortfolioCNI Income/yrGap
1$11,133$432.85$11,096$396.34+$37.00SPHD
2← crossover$12,363$450.36$12,509$635.44$146.00CNI
3$13,695$467.39$14,419$1,034.97$724.00CNI
4$15,138$483.90$17,152$1,723.80$2.0KCNI
5$16,697$499.88$21,316$2,962.74$4.6KCNI
6$18,382$515.31$28,128$5,319.82$9.7KCNI
7$20,198$530.17$40,239$10,142.77$20.0KCNI
8$22,157$544.46$64,021$20,965.26$41.9KCNI
9$24,266$558.18$116,698$48,194.81$92.4KCNI
10$26,536$571.32$251,796$126,929.80$225.3KCNI

SPHD vs CNI: Complete Analysis 2026

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

CNIStock

Canadian National Railway Company, together with its subsidiaries, engages in the rail and related transportation business. The company's portfolio of goods includes petroleum and chemicals, grain and fertilizers, coal, metals and minerals, forest products, intermodal, and automotive products serving exporters, importers, retailers, farmers, and manufacturers. It operates a network of 19,500 route miles of track spanning Canada and the United States. The company also provides vessels and docks, transloading and distribution, automotive logistics, and freight forwarding and transportation management services. Canadian National Railway Company was incorporated in 1919 and is headquartered in Montreal, Canada.

Full CNI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.