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SPHD vs UN: Dividend Comparison 2026

SPHD yields 4.33% · UN yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UN wins by $1.5K in total portfolio value· pulled ahead in Year 3
10 years
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →
UN
UN
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full UN calculator →

Portfolio growth — SPHD vs UN

📍 UN pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPHDUN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPHD + UN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPHD pays
UN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
UN
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, UN beats the other by $278.69/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SPHD + UN for your $10,000?

SPHD: 50%UN: 50%
100% UN50/50100% SPHD
Portfolio after 10yr
$27.3K
Annual income
$735.26/yr
Blended yield
2.69%
📊

Analyst Conviction Gap

Where Wall Street is split right now

SPHD
No analyst data
UN
Analyst Ratings
7
Buy
15
Hold
7
Sell
Consensus: Hold
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHD buys
0
UN buys
2
PoliticianChamberTickerTypeAmountDate
Peter Welch🏢 House$UN▼ Sell$15,001 - $50,0002021-11-18
David Perdue🏛 Senate$UN▼ Sell$1,001 - $15,0002020-04-14
David Perdue🏛 Senate$UN▼ Sell$1,001 - $15,0002020-04-14
David Perdue🏛 Senate$UN▲ Buy$1,001 - $15,0002019-02-25
Patty Murray🏛 Senate$UN▼ Sell$1,001 - $15,0002017-06-15
David Perdue🏛 Senate$UN▼ Sell$1,001 - $15,0002017-05-24
Patty Murray🏛 Senate$UN▲ Buy$1,001 - $15,0002017-03-16
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPHDUN
Forward yield4.33%4.00%
Annual dividend / share$2.14$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR0%5%
Portfolio after 10y$26.5K$28.0K
Annual income after 10y$571.32$899.19
Total dividends collected$5.1K$6.4K
Payment frequencyquarterlyquarterly
SectorETFStock

Year-by-year: SPHD vs UN ($10,000, DRIP)

YearSPHD PortfolioSPHD Income/yrUN PortfolioUN Income/yrGap
1$11,133$432.85$11,120$420.00+$13.00SPHD
2$12,363$450.36$12,357$458.31+$6.00SPHD
3← crossover$13,695$467.39$13,721$499.76$26.00UN
4$15,138$483.90$15,227$544.58$89.00UN
5$16,697$499.88$16,885$593.02$188.00UN
6$18,382$515.31$18,713$645.34$331.00UN
7$20,198$530.17$20,724$701.81$526.00UN
8$22,157$544.46$22,938$762.73$781.00UN
9$24,266$558.18$25,372$828.41$1.1KUN
10$26,536$571.32$28,047$899.19$1.5KUN

SPHD vs UN: Complete Analysis 2026

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

UNStock

UN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UN shares.

Full UN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.