Is SPHIX or QYLD a better dividend investment in 2026?

SPHIX currently yields 5.98% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SPHIX and QYLD?

SPHIX has a forward dividend yield of 5.98% ($0.48/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.94 percentage points.

Home › Compare › SPHIX vs QYLD

SPHIX vs QYLD: Dividend Comparison 2026

SPHIX yields 5.98% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHIX wins by $4.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPHIX

● Live price

5.98%

Share price

$8.01

Annual div

$0.48

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.7K

Annual income

$875.43

Full SPHIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SPHIX vs QYLD

📍 SPHIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPHIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPHIX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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SPHIX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHIX

Annual income on $10K today (after 15% tax)

$508.28/yr

After 10yr DRIP, annual income (after tax)

$744.12/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,066.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPHIX + QYLD for your $10,000?

SPHIX: 50%QYLD: 50%

100% QYLD50/50100% SPHIX

Portfolio after 10yr

$27.5K

Annual income

$3,267.38/yr

Blended yield

11.87%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHIX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPHIXQYLD

Forward yield	5.98%	11.92% ✓
Annual dividend / share	$0.48	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.7K ✓	$25.4K
Annual income after 10y	$875.43	$5,659.31 ✓
Total dividends collected	$7.4K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SPHIX vs QYLD ($10,000, DRIP)

Year	SPHIX Portfolio	SPHIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,298	$597.98	$10,352	$1,192.36	+$946.00 → SPHIX
2	$12,720	$631.40	$10,830	$1,347.57	+$1.9K → SPHIX
3	$14,275	$664.37	$11,460	$1,539.07	+$2.8K → SPHIX
4	$15,971	$696.80	$12,275	$1,777.84	+$3.7K → SPHIX
5	$17,818	$728.59	$13,323	$2,078.95	+$4.5K → SPHIX
6	$19,825	$759.65	$14,667	$2,463.34	+$5.2K → SPHIX
7	$22,002	$789.92	$16,396	$2,960.57	+$5.6K → SPHIX
8	$24,362	$819.34	$18,631	$3,612.97	+$5.7K → SPHIX
9	$26,915	$847.86	$21,548	$4,482.15	+$5.4K → SPHIX
10	$29,674	$875.43	$25,398	$5,659.31	+$4.3K → SPHIX

SPHIX vs QYLD: Complete Analysis 2026

SPHIX — Stock

The fund normally invests primarily in income producing debt securities, preferred stocks, and convertible securities, with an emphasis on lower-quality debt securities. It potentially invests in non-income producing securities, including defaulted securities and common stocks. The fund invests in companies in troubled or uncertain financial condition. It invests in domestic and foreign issuers.

Full SPHIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.