HomeCompareSPHM vs SCHD

SPHM vs SCHD: Dividend Comparison 2026

SPHM yields 20000000.00% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPHM wins by $4.875981653489057e+49M in total portfolio value
10 years
SPHM
SPHM
● Live price
20000000.00%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.875981653489057e+49M
Annual income
$48,759,336,949,911,260,000,000,000,000,000,000,000,000,000,000,000,000,000.00
Full SPHM calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — SPHM vs SCHD

📍 SPHM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPHMSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPHM + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPHM pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHM
Annual income on $10K today (after 15% tax)
$1,700,000,000.00/yr
After 10yr DRIP, annual income (after tax)
$41,445,436,407,424,570,000,000,000,000,000,000,000,000,000,000,000,000,000.00/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SPHM beats the other by $41,445,436,407,424,570,000,000,000,000,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SPHM + SCHD for your $10,000?

SPHM: 50%SCHD: 50%
100% SCHD50/50100% SPHM
Portfolio after 10yr
$2.4379908267445285e+49M
Annual income
$24,379,668,474,955,630,000,000,000,000,000,000,000,000,000,000,000,000,000.00/yr
Blended yield
100.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHM buys
0
SCHD buys
0
No recent congressional trades found for SPHM or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPHMSCHD
Forward yield20000000.00%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$4.875981653489057e+49M$29.0K
Annual income after 10y$48,759,336,949,911,260,000,000,000,000,000,000,000,000,000,000,000,000,000.00$422.61
Total dividends collected$4.875978515990276e+49M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPHM vs SCHD ($10,000, DRIP)

YearSPHM PortfolioSPHM Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$2,000,010,700$2,000,000,000.00$11,224$344.10+$2000.00MSPHM
2$373,835,915,712,384$373,833,775,700,934.50$12,567$354.98+$373835915.70MSPHM
3$65,304,953,364,964,970,000$65,304,553,360,535,160,000.00$14,038$365.30+$65304953364964.95MSPHM
4$10,661,728,832,755,500,000,000,000$10,661,658,956,455,399,000,000,000.00$15,648$375.06+$10661728832755499008.00MSPHM
5$1,626,767,783,781,495,000,000,000,000,000$1,626,756,375,731,643,800,000,000,000,000.00$17,410$384.27+$1.626767783781495e+24MSPHM
6$231,974,330,054,625,100,000,000,000,000,000,000$231,972,589,413,096,470,000,000,000,000,000,000.00$19,335$392.95+$2.319743300546251e+29MSPHM
7$30,915,106,403,922,057,000,000,000,000,000,000,000,000$30,914,858,191,388,900,000,000,000,000,000,000,000,000.00$21,437$401.10+$3.0915106403922057e+34MSPHM
8$3,850,507,985,839,278,000,000,000,000,000,000,000,000,000,000$3,850,474,906,675,425,000,000,000,000,000,000,000,000,000,000.00$23,733$408.75+$3.8505079858392777e+39MSPHM
9$448,210,261,035,314,200,000,000,000,000,000,000,000,000,000,000,000$448,206,140,991,769,400,000,000,000,000,000,000,000,000,000,000,000.00$26,237$415.91+$4.4821026103531426e+44MSPHM
10$48,759,816,534,890,570,000,000,000,000,000,000,000,000,000,000,000,000,000$48,759,336,949,911,260,000,000,000,000,000,000,000,000,000,000,000,000,000.00$28,968$422.61+$4.875981653489057e+49MSPHM

SPHM vs SCHD: Complete Analysis 2026

SPHMStock

Winners Internet Network, Inc. provides financial transaction processing services for Internet businesses. The company's flexible processing system is called e-Swipe and it comes in 3 varieties: DIRECT, HOST, and WEB. DIRECT allows vendors to process a credit card automatically from their Web site without the customer leaving the site. HOST gives the vendor the option of not dealing with credit card numbers directly or the requirement for a secure site. When the time comes for the customer to pay, the customer is directed to the company's secure site for processing of the payment and then directed back to the vendor's site once he has paid. WEB provides the ability for the vendors to process credit cards using accounting personnel from their company. Winners also provides a site for vendors to view and process their account, which allows vendors to make withdrawals via check or wire transfer. This e-Swipe system works equally well for casino and general e-commerce applications.

Full SPHM Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.