Is SPHRF or XYLD a better dividend investment in 2026?

SPHRF currently yields 606.06% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SPHRF offers higher current income.

What is the dividend yield difference between SPHRF and XYLD?

SPHRF has a forward dividend yield of 606.06% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 595.08 percentage points.

Home › Compare › SPHRF vs XYLD

SPHRF vs XYLD: Dividend Comparison 2026

SPHRF yields 606.06% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHRF wins by $280371.14M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPHRF

● Live price

606.06%

Share price

$0.33

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$280371.17M

Annual income

$211,667,981,687.60

Full SPHRF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SPHRF vs XYLD

📍 SPHRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPHRF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPHRF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

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Nov

—

Dec

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SPHRF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHRF

Annual income on $10K today (after 15% tax)

$51,515.15/yr

After 10yr DRIP, annual income (after tax)

$179,917,784,434.46/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SPHRF beats the other by $179,917,781,698.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPHRF + XYLD for your $10,000?

SPHRF: 50%XYLD: 50%

100% XYLD50/50100% SPHRF

Portfolio after 10yr

$140185.60M

Annual income

$105,833,992,453.31/yr

Blended yield

75.50%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHRF buys

XYLD buys

No recent congressional trades found for SPHRF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPHRFXYLD

Forward yield	606.06% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$280371.17M ✓	$25.3K
Annual income after 10y	$211,667,981,687.60 ✓	$3,219.02
Total dividends collected	$274648.71M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SPHRF vs XYLD ($10,000, DRIP)

Year	SPHRF Portfolio	SPHRF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$71,306	$60,606.06	$10,818	$1,098.39	+$60.5K → SPHRF
2	$480,183	$403,885.93	$11,738	$1,222.51	+$468.4K → SPHRF
3	$3,055,680	$2,541,883.57	$12,774	$1,364.64	+$3.04M → SPHRF
4	$18,386,820	$15,117,242.14	$13,944	$1,527.86	+$18.37M → SPHRF
5	$104,687,331	$85,013,433.96	$15,270	$1,715.87	+$104.67M → SPHRF
6	$564,382,839	$452,367,394.46	$16,775	$1,933.09	+$564.37M → SPHRF
7	$2,883,114,581	$2,279,224,943.60	$18,490	$2,184.87	+$2883.10M → SPHRF
8	$13,966,501,456	$10,881,568,854.67	$20,450	$2,477.63	+$13966.48M → SPHRF
9	$64,208,586,900	$49,264,430,341.75	$22,697	$2,819.19	+$64208.56M → SPHRF
10	$280,371,169,670	$211,667,981,687.60	$25,280	$3,219.02	+$280371.14M → SPHRF

SPHRF vs XYLD: Complete Analysis 2026

SPHRF — Stock

Starpharma Holdings Limited, a biopharmaceutical company, engages in the research, development, and commercialization of dendrimer products for pharmaceutical, life-science, and other applications worldwide. It offers VivaGel, a non-antibiotic therapy for the treatment and prevention of bacterial vaginosis. The company also develops VivaGel condom, an antiviral condom; and VIRALEZE, an antiviral nasal spray. In addition, it develops DEP, a dendrimer drug delivery technology, including DEP docetaxel that is in Phase 2 clinical trials, DEP cabazitaxel that is in Phase 2 clinical trial, DEP gemcitabine that is in a Phase 1/2 clinical trials, and DEP irinotecan that is in Phase 2 clinical trials for the treatment of cancer; DEP radiotheranostics for cancer treatment and diagnosis; DEP Antibody Drug Conjugates; DEP HER-2 ADC; DEP non-oncology candidates; and DEP AZD0466, which is in Phase 1/2 clinical trials to treat haematological malignancies. The company was founded in 1996 and is headquartered in Abbotsford, Australia.

Full SPHRF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.