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SPI vs SCHD: Dividend Comparison 2026

SPI yields 261.10% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPI wins by $607.66M in total portfolio value
10 years
SPI
SPI
● Live price
261.10%
Share price
$0.77
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$607.69M
Annual income
$346,572,909.40
Full SPI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.66
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.94
Full SCHD calculator →

Portfolio growth — SPI vs SCHD

📍 SPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPISCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPI + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPI pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPI
Annual income on $10K today (after 15% tax)
$22,193.21/yr
After 10yr DRIP, annual income (after tax)
$294,586,972.99/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.68/yr
After 10yr DRIP, annual income (after tax)
$359.50/yr
At 15% tax rate, SPI beats the other by $294,586,613.49/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SPI + SCHD for your $10,000?

SPI: 50%SCHD: 50%
100% SCHD50/50100% SPI
Portfolio after 10yr
$303.86M
Annual income
$173,286,666.17/yr
Blended yield
57.03%
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Analyst Conviction Gap

Where Wall Street is split right now

SPI
Analyst Ratings
1
Hold
Consensus: Hold
Price Target
$7.00
+813.8% upside vs current
Range: $7.00 — $7.00
Altman Z
-3.9
Piotroski
4/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPI buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPISCHD
Forward yield261.10%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$607.69M$29.0K
Annual income after 10y$346,572,909.40$422.94
Total dividends collected$580.24M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPI vs SCHD ($10,000, DRIP)

YearSPI PortfolioSPI Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$36,810$26,109.66$11,224$344.32+$25.6KSPI
2$129,208$89,821.28$12,567$355.22+$116.6KSPI
3$432,913$294,660.42$14,039$365.55+$418.9KSPI
4$1,385,894$922,677.84$15,650$375.33+$1.37MSPI
5$4,243,461$2,760,553.85$17,411$384.55+$4.23MSPI
6$12,440,056$7,899,553.18$19,337$393.24+$12.42MSPI
7$34,954,032$21,643,171.54$21,440$401.40+$34.93MSPI
8$94,235,316$56,834,501.81$23,735$409.06+$94.21MSPI
9$244,032,341$143,200,552.75$26,240$416.23+$244.01MSPI
10$607,687,514$346,572,909.40$28,972$422.94+$607.66MSPI

SPI vs SCHD: Complete Analysis 2026

SPIStock

SPI Energy Co., Ltd. provides photovoltaic and electric vehicle (EV) solutions for business, residential, government, and utility customers and investors in Australia, Japan, Italy, the United States, the United Kingdom, and Greece. The company offers engineering, procurement, and construction services to independent power developers and producers, and commercial and industrial companies. It also develops, owns, and operates solar projects that sell electricity to power companies and other electricity off-takers, including government-owned utility companies. In addition, the company designs and develops EV charging solutions. As of March 30, 2022, it owned and operated 16.8 megawatts of solar projects. The company is headquartered in Sacramento, California.

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SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.