Is SPICF or MO a better dividend investment in 2026?

SPICF currently yields 294.12% with a 5% 5-year dividend growth rate. MO yields 6.27% with 4.3% growth. The better choice depends on your goal: SPICF offers higher current income.

What is the dividend yield difference between SPICF and MO?

SPICF has a forward dividend yield of 294.12% ($2.00/share annually). MO yields 6.27% ($4.20/share annually). The yield gap is 287.85 percentage points.

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SPICF vs MO: Dividend Comparison 2026

SPICF yields 294.12% · MO yields 6.27%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPICF wins by $1325.63M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPICF

● Live price

294.12%

Share price

$0.68

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1325.71M

Annual income

$794,394,573.14

Full SPICF calculator →

Altria Group Inc.

● Live price

6.27%

Share price

$67.02

Annual div

$4.20

5Y div CAGR

22.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$77.7K

Annual income

$28,968.54

Full MO calculator →

Portfolio growth — SPICF vs MO

📍 SPICF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPICF	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPICF + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPICF pays

MO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPICF

Annual income on $10K today (after 15% tax)

$25,000.00/yr

After 10yr DRIP, annual income (after tax)

$675,235,387.17/yr

Annual income on $10K today (after 15% tax)

$532.68/yr

After 10yr DRIP, annual income (after tax)

$24,623.26/yr

At 15% tax rate, SPICF beats the other by $675,210,763.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPICF + MO for your $10,000?

SPICF: 50%MO: 50%

100% MO50/50100% SPICF

Portfolio after 10yr

$662.89M

Annual income

$397,211,770.84/yr

Blended yield

59.92%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

SPICF

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

-8.6% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPICF buys

MO buys

No recent congressional trades found for SPICF or MO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPICFMO

Forward yield	294.12% ✓	6.27%
Annual dividend / share	$2.00	$4.20 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	22.6% ✓
Portfolio after 10y	$1325.71M ✓	$77.7K
Annual income after 10y	$794,394,573.14 ✓	$28,968.54
Total dividends collected	$1272.08M ✓	$72.0K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: SPICF vs MO ($10,000, DRIP)

Year	SPICF Portfolio	SPICF Income/yr	MO Portfolio	MO Income/yr	Gap
1← crossover	$40,112	$29,411.76	$10,558	$768.31	+$29.6K → SPICF
2	$153,177	$110,257.74	$11,352	$1,015.87	+$141.8K → SPICF
3	$557,403	$393,502.97	$12,482	$1,367.86	+$544.9K → SPICF
4	$1,934,676	$1,338,254.83	$14,103	$1,883.39	+$1.92M → SPICF
5	$6,411,147	$4,341,043.67	$16,472	$2,664.91	+$6.39M → SPICF
6	$20,304,218	$13,444,291.14	$20,024	$3,897.79	+$20.28M → SPICF
7	$61,518,331	$39,792,817.18	$25,537	$5,933.74	+$61.49M → SPICF
8	$178,502,627	$112,678,013.16	$34,478	$9,476.77	+$178.47M → SPICF
9	$496,557,087	$305,559,276.51	$49,776	$16,022.63	+$496.51M → SPICF
10	$1,325,710,656	$794,394,573.14	$77,699	$28,968.54	+$1325.63M → SPICF

SPICF vs MO: Complete Analysis 2026

SPICF — Stock

Spice Venture Capital Pte.Ltd. is a venture capital firm specializing in growth capital at early stage firms. It focuses on companies building the ecosystem of the blockchain and tokenization industry. The firm seeks to invest globally. SPiCE VC is based in Singapore with additional offices in US, Switzerland and Israel.

Full SPICF Calculator →

MO — Consumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.