Is SPIDY or XYLD a better dividend investment in 2026?

SPIDY currently yields 5.36% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SPIDY and XYLD?

SPIDY has a forward dividend yield of 5.36% ($0.11/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.62 percentage points.

Home › Compare › SPIDY vs XYLD

SPIDY vs XYLD: Dividend Comparison 2026

SPIDY yields 5.36% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPIDY wins by $9101.06M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPIDY

● Live price

5.36%

Share price

$2.13

Annual div

$0.11

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$9101.09M

Annual income

$8,785,954,543.35

Full SPIDY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SPIDY vs XYLD

📍 SPIDY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPIDY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPIDY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPIDY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPIDY

Annual income on $10K today (after 15% tax)

$455.25/yr

After 10yr DRIP, annual income (after tax)

$7,468,061,361.85/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SPIDY beats the other by $7,468,058,625.68/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPIDY + XYLD for your $10,000?

SPIDY: 50%XYLD: 50%

100% XYLD50/50100% SPIDY

Portfolio after 10yr

$4550.56M

Annual income

$4,392,978,881.19/yr

Blended yield

96.54%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPIDY buys

XYLD buys

No recent congressional trades found for SPIDY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPIDYXYLD

Forward yield	5.36%	10.98% ✓
Annual dividend / share	$0.11	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$9101.09M ✓	$25.3K
Annual income after 10y	$8,785,954,543.35 ✓	$3,219.02
Total dividends collected	$9079.09M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SPIDY vs XYLD ($10,000, DRIP)

Year	SPIDY Portfolio	SPIDY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,771	$1,071.17	$10,818	$1,098.39	+$953.00 → SPIDY
2	$14,952	$2,356.82	$11,738	$1,222.51	+$3.2K → SPIDY
3	$21,594	$5,595.65	$12,774	$1,364.64	+$8.8K → SPIDY
4	$38,211	$15,105.57	$13,944	$1,527.86	+$24.3K → SPIDY
5	$90,848	$49,961.80	$15,270	$1,715.87	+$75.6K → SPIDY
6	$319,235	$222,027.36	$16,775	$1,933.09	+$302.5K → SPIDY
7	$1,799,883	$1,458,301.66	$18,490	$2,184.87	+$1.78M → SPIDY
8	$17,294,240	$15,368,365.00	$20,450	$2,477.63	+$17.27M → SPIDY
9	$294,518,843	$276,014,006.41	$22,697	$2,819.19	+$294.50M → SPIDY
10	$9,101,089,705	$8,785,954,543.35	$25,280	$3,219.02	+$9101.06M → SPIDY

SPIDY vs XYLD: Complete Analysis 2026

SPIDY — Stock

Septeni Holdings Co., Ltd., through its subsidiaries, engages in the digital marketing and media platform businesses in Japan and internationally. The company provides cloud-based CRM and smartphone advertising services. It also cultivates and produces Manga artists and distributes Manga works online. In addition, the company operates ViViViT, a matching-type recruitment platform that matches companies with students aspiring to be IT engineers and web designers; gooddo, a social contribution platform; and Pharmarket, a platform through which it purchases immobile stock from dispensary pharmacies and sells it on to other pharmacies. Further, it provides incubation support services that foster and cultivate new businesses from the initial creation stages. The company was formerly known as Septeni Co., Ltd. and changed its name to Septeni Holdings Co., Ltd. in October 2006. Septeni Holdings Co., Ltd. was incorporated in 1990 and is headquartered in Tokyo, Japan.

Full SPIDY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.