HomeCompareSPIN vs SCHD

SPIN vs SCHD: Dividend Comparison 2026

SPIN yields 8.50% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPIN wins by $6.1K in total portfolio value
10 years
SPIN
SPIN
● Live price
8.50%
Share price
$30.26
Annual div
$2.57
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.1K
Annual income
$1,453.61
Full SPIN calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SPIN vs SCHD

📍 SPIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPINSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPIN + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPIN pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPIN
Annual income on $10K today (after 15% tax)
$722.31/yr
After 10yr DRIP, annual income (after tax)
$1,235.57/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SPIN beats the other by $873.51/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SPIN + SCHD for your $10,000?

SPIN: 50%SCHD: 50%
100% SCHD50/50100% SPIN
Portfolio after 10yr
$32.1K
Annual income
$939.77/yr
Blended yield
2.93%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPIN buys
0
SCHD buys
0
No recent congressional trades found for SPIN or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPINSCHD
Forward yield8.50%3.46%
Annual dividend / share$2.57$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.1K$29.0K
Annual income after 10y$1,453.61$425.95
Total dividends collected$11.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPIN vs SCHD ($10,000, DRIP)

YearSPIN PortfolioSPIN Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,550$849.78$11,226$346.36+$324.00SPIN
2$13,276$917.26$12,572$357.38+$704.00SPIN
3$15,190$985.35$14,046$367.84+$1.1KSPIN
4$17,307$1,053.70$15,660$377.73+$1.6KSPIN
5$19,641$1,122.01$17,425$387.07+$2.2KSPIN
6$22,206$1,189.99$19,354$395.86+$2.9KSPIN
7$25,017$1,257.37$21,461$404.13+$3.6KSPIN
8$28,092$1,323.91$23,762$411.89+$4.3KSPIN
9$31,448$1,389.39$26,272$419.15+$5.2KSPIN
10$35,103$1,453.61$29,010$425.95+$6.1KSPIN

SPIN vs SCHD: Complete Analysis 2026

SPINStock

The State Street US Equity Premium Income ETF employs an actively managed strategy that is designed to provide current income while maintaining the potential for long-term growthThe fund invests in a portfolio of large- and mid-cap US stocks that the investment advisor believes exhibit desirable characteristics such as strong fundamentals, attractive valuations, and long-term growth prospects, while dynamically selling call options on a US large-cap exposure, such as the S&P 500 Index, to generate additional monthly incomeThe strategy utilizes a proprietary macroeconomic signal to determine the option strikes (moneyness) of the calls written, seeking to harvest higher option premiums during volatile market conditions to help provide more of a cushion against possible losses in the underlying portfolio, while harvesting lower option premiums during low-risk market conditions which may allow the fund to participate in greater potential market upside

Full SPIN Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.