Is SPINX or RYLD a better dividend investment in 2026?

SPINX currently yields 12.44% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: SPINX offers higher current income.

What is the dividend yield difference between SPINX and RYLD?

SPINX has a forward dividend yield of 12.44% ($2.48/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 0.05 percentage points.

Home › Compare › SPINX vs RYLD

SPINX vs RYLD: Dividend Comparison 2026

SPINX yields 12.44% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPINX wins by $146.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPINX

● Live price

12.44%

Share price

$19.97

Annual div

$2.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.4K

Annual income

$2,701.94

Full SPINX calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — SPINX vs RYLD

📍 SPINX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPINX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPINX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPINX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPINX

Annual income on $10K today (after 15% tax)

$1,057.71/yr

After 10yr DRIP, annual income (after tax)

$2,296.65/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, SPINX beats the other by $16.12/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPINX + RYLD for your $10,000?

SPINX: 50%RYLD: 50%

100% RYLD50/50100% SPINX

Portfolio after 10yr

$45.3K

Annual income

$2,692.46/yr

Blended yield

5.94%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPINX buys

RYLD buys

No recent congressional trades found for SPINX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPINXRYLD

Forward yield	12.44% ✓	12.39%
Annual dividend / share	$2.49 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$45.4K ✓	$45.3K
Annual income after 10y	$2,701.94 ✓	$2,682.98
Total dividends collected	$19.5K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SPINX vs RYLD ($10,000, DRIP)

Year	SPINX Portfolio	SPINX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,944	$1,244.37	$11,939	$1,239.34	+$5.00 → SPINX
2	$14,170	$1,389.08	$14,158	$1,382.89	+$12.00 → SPINX
3	$16,701	$1,540.06	$16,682	$1,532.59	+$19.00 → SPINX
4	$19,567	$1,696.49	$19,537	$1,687.64	+$30.00 → SPINX
5	$22,794	$1,857.54	$22,752	$1,847.20	+$42.00 → SPINX
6	$26,412	$2,022.35	$26,355	$2,010.43	+$57.00 → SPINX
7	$30,451	$2,190.04	$30,376	$2,176.45	+$75.00 → SPINX
8	$34,942	$2,359.75	$34,847	$2,344.43	+$95.00 → SPINX
9	$39,919	$2,530.65	$39,800	$2,513.54	+$119.00 → SPINX
10	$45,415	$2,701.94	$45,269	$2,682.98	+$146.00 → SPINX

SPINX vs RYLD: Complete Analysis 2026

SPINX — Stock

The fund invests substantially all of its assets (at least 80%) in securities listed in the S&P 500 Index, which is composed of approximately 500 leading U.S. publicly traded companies from a broad range of industries (mostly common stocks). The fund's investment results are expected to correspond to the aggregate price and dividend performance of the S&P 500 Index (the index) before the fees and expenses of the fund.

Full SPINX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.